Skip to main content
Personal
Business
Agribusiness
Institutional
Branch & ATM finder.
Contact us.
Help.
Personal
Products & services
Accounts & cards
Credit cards
Home loans
KiwiSaver & Investments
Personal loans
Insurance
Foreign exchange
Private Bank
Life & money
KiwiSaver
Starting out
Couples & family
Navigating trying times
Managing your money
Building wealth
Home & property
Travel & international
Ways to bank
Digital banking
Branches & ATMs
Smart ways to pay
Phone banking
Scams and fraud
Community banking
Regional banking
Tools & resources
Business
Industry specialists
Hospitality, Tourism & Retail
Manufacturing & Wholesale
Property Finance
Professional Services
Construction, Transport & Forestry
Health, Education, Local Government, Utilities & Infrastructure
Association Member benefits
Products & services
Business accounts
Business credit cards & prepaid cards
Accepting payments
International business
Investments & KiwiSaver for business
Business loans & overdrafts
Business insurance
Ways to bank
Westpac One
Business Online
Corporate Online Banking
FlexEquip Online
Westpac One Business
Red Bags
Tools, rates & fees
Economics
Business bank account fees
Business credit & prepaid card fees
Other service fees
Business overdraft, savings & transaction accounts interest rates
Business credit card interest rates
Term investment interest rates
Business Base
Business tools & templates
Helpful business guides
Agribusiness
Agriline
Accounts & cards
Finance
Sustainable Farm Loan
Tools & resources
Institutional
Products & services
Relationship Management
Transactional Banking Solutions
Corporate & Structured Finance
Financial Markets
International Trade
Corporate Advisory
Tools & resources
Personal
Business
Agribusiness
Institutional
Find a branch
Contact
Help
Online Banking
Online Banking
Business Online
Westpac One Business
Corporate Online
FlexEquip Online
Login
Online Banking
Business Online
Westpac One Business
Corporate Online
FlexEquip Online
Help
Credit card how-to guides.
On this page
Apply
Block, cancel & replace
Card types & limits
Disputes & fraud
Payments
Learn more
On this page
Apply
Block, cancel & replace
Card types & limits
Disputes & fraud
Payments
Learn more
Getting started.
When can I start using my card?
How do I transfer my credit card balance from my current provider to Westpac?
How can I manage my cards in Westpac One?
How to update your personal details on your credit card account.
Apply.
I’ve started my credit card application, but I need to go and do something. Will my application be saved?
Where can I find out about Westpac credit cards?
Can I apply for a Westpac credit card without having a Westpac bank account?
Block, cancel and replace.
How to turn off automatic card updates.
I've been waiting for my card and it hasn't arrived - what should I do?
My credit card expires this month - how do I get a replacement?
How do I block or cancel a credit or debit card?
Lost or stolen debit & credit cards.
Change card type or limit.
How can I apply for a higher limit on my credit card?
Change your credit card to a different type.
Disputes and fraud.
How can I find out more about a suspicious transaction on my credit card?
What do I do if I suspect fraud on my device or card?
How to dispute a credit or debit Mastercard® transaction.
Payments.
How to make payments to your credit card.
What is the minimum monthly payment amount?
How to I make a credit card payment in digital banking?
Smart ways to pay.
All payments how-to guides.
Rates and fees.
What happens with my annual fee when I change my card type?
How do the interest free days work for Westpac credit card purchases?
When is interest charged on my credit card?
What is the annual account fee on my credit card?
Security.
How can I set or change my card PIN?
Where is the security code (CVC) for my Westpac Mastercard?
Cardguard security.
Mastercard Identity Check help.
Statements and transactions.
How often do I receive a credit card statement?
How do I find out more about a transaction?
Digital statements with Westpac One.
Understanding credit card statements.
Understanding pending transactions.
How to check, search or filter your transactions with Timeline in digital banking.
Travel.
How much will it cost to use my cards overseas?
Which countries don't accept my card?
What exchange rate is used if I use my credit card or debit card for an overseas transaction?
Using ATMs overseas.
Using my credit card overseas.
Withdrawing cash.
Can I get cash from an ATM with my credit card?
What is a cash advance and how does it work?
How does credit card interest work?
Additional cardholders.
I am an additional cardholder, how can I manage my cards in Westpac One?
How to give access to another person for your credit card.
Learn more about credit cards.
Six ways to pay off your credit card.
Tips to manage your credit card.
Airpoints credit cards
Automatic Billing Updater
Balance Transfer
Contactless
Financial difficulty
hotpoints
hotpoints Pay
Mastercard Identity Check
Payments