Home loans.

More home loan tools

How much would my repayments be?

Learn how much your loan repayments on your new home may be.

Repayments calculator

How much can I afford?

Find out how much you could borrow and keep your house hunt focused and realistic.

Affordability calculator

Fine tune my home loan

Adjust the details of your home loan to see if you could save on interest.

Fine tune calculator

Offsetting my savings against my home loan

See how much you could save in interest with a Choices Floating with Offset home loan.

Choices Floating with Offset calculator

Split my home loan

You can get flexibility and certainty with a split home loan. See how much interest you could save.

Split home loan calculator

Foreign exchange.

Currency converter

Convert New Zealand dollars into foreign currency and vice versa with our handy currency converter.


Currency charts

Our latest information on foreign exchange rates and interest rates.

Market watch

KiwiSaver & Investments.

KiwiSaver Fund Chooser

Making sure you are in the right fund for your lifestage can add up to tens of thousands of dollars over time. See which fund is best for you with the Fund Chooser.

Check or choose your fund

KiwiSaver Calculator

Your regular contribution rate can have a major impact on your KiwiSaver's ability to grow. Calculate how stepping up contributions by even a small amount can really add up over time. You can also see the difference your fund choice makes to your future balance.

Check contributions and future balance

Savings & Investment chooser tool

This Savings and Investment Chooser tool gives you advice from Westpac New Zealand Limited on savings and investment options.

Savings & Investment chooser tool

Accounts & cards.

More tools

Saving for a goal

Work out how much you need to save regularly to reach your goal.

Use calculator

How long will it take?

Work out how long it will take to reach your goal.

Use calculator

Help me budget

Work out a personal budget based on your income and expenditure or review your outgoings.

Use calculator

Compare credit cards

Compare credit cards


More tools

Life Insurance quick estimate

Complete your details to get an estimate of how much Life Insurance you may need and what it could cost you.

Life insurance estimate tool

Home Cover: understanding your Sum Insured

Knowing the total cost to rebuild your home can be difficult. So, we’ve gone into detail to give you a better idea of what your Sum Insured is, and how to calculate it.

Read more & calculate

Contents Cover: understanding your Sum Insured

Your "Sum Insured" is the amount for which your contents and personal valuables are covered. You choose the Sum Insured for your contents policy and for some listed items of contents and specified personal valuables.

Read more & calculate

Personal loans.

See what your repayments could be.

Use our calculator to get an idea of how much you can borrow, what your repayments would be and how long you would need to make them for

Calculate repayments