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Term investment rates.

Interest rates are subject to change without notice.

Responsible Investment Leader 2022 and 2023.

Our sustainable investment policy applies to all managed funds1 managed by BTNZ, such as the Westpac KiwiSaver Scheme so you can feel confident knowing that your investments are working towards building a more sustainable tomorrow.

When we make a decision to invest, we are guided by our sustainable investment policy’s four key pillars - exclusions, ESG integration, stewardship, and sustainable themes. We believe that not only can we create financial value but also social and environmental value as well.

We’re proud to be recognised as one of New Zealand’s Responsible Investment Leaders by the Responsible Investment Association Australasia (RIAA)2 in 2022 and again in 2023.

You can find out more about how we invest sustainably and see how we’re tracking against our sustainable investment commitments in our 2022 BTNZ Sustainable Investment Report.

Things you should know.

1 Our sustainable investment policy applies to the investment management services provided by BT Funds Management (NZ) Limited, the investment arm of Westpac in New Zealand, including in relation to the Westpac KiwiSaver Scheme, Westpac Active Series, and Westpac Retirement Plan.

2 The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold a Financial Advice Provider licence.

BT Funds Management (NZ) Limited is the scheme provider and Westpac New Zealand Limited is a distributor of the Westpac KiwiSaver Scheme.

The information above is subject to changes to government policy and law, and changes to the Scheme from time to time.

Investments made in the Westpac KiwiSaver Scheme and the Westpac Active Series do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested.

None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Westpac KiwiSaver Scheme's and Westpac Active Series performance, returns or repayment of capital.

You can get a copy of the Westpac KiwiSaver Scheme Product Disclosure Statement here or the Westpac Active Series Product Disclosure Statement here or by contacting any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply).