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Things you should know.

In New Zealand, Westpac Institutional Bank refers to the brand under which products and services are provided by either Westpac Banking Corporation ABN 33 007 457 141 (WBC) or Westpac New Zealand Limited (WNZL). Any product or service made available by WNZL does not represent an offer from WBC or any of its subsidiaries (other than WNZL). Neither WBC nor its other subsidiaries guarantee or otherwise support the performance of WNZL in respect of any such product or service. WNZL is a registered bank in New Zealand but is not an authorised deposit-taking institution for the purposes of Australian prudential standards.