Personal Loans

Whatever your needs, wants or goals we can help you achieve them with a Westpac Personal Loan. From getting on top of debt to purchasing a new car or making your dream wedding a reality, we could have a tailored solution to suit you. 


We have competitive variable interest rates from 13.95% to 18.95% p.a.* for loan terms between 1 to 5 years (if you require a different loan term, please speak to our lending specialists).

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    About our personal loans

    We have personal loans available for a variety of different uses. With flexible repayment options and competitive interest rates, we'll have you sorted.

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    Debt Consolidation Loan

    Roll your debts into one easy to manage loan and you could save on interest and get a date you could be debt free.

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    Interest rates & fees

    We always want to be upfront with our customers, so you know exactly what you are paying and why.

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    Personal loan calculator

    Our easy to use personal loan calculator can show you how much you could borrow, what your repayments could be and how long it could take you to pay it off.

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What could a Personal Loan cost?

A Westpac Personal Loan of $10,000 over 3 years at 13.95% p.a. would equate to a total amount payable of $12,418 (including a $100 establishment fee).