You will pay a foreign currency fee when you use your Westpac credit card or debit/ATM card to make an overseas transaction. For personal credit or debit cards, the fee is 1.95% of the transaction amount. For business credit cards, the fee is 2.50% of transaction amount.

Please note, the Fee Free Mastercard® has no foreign currency fees.

Conditions of Use for the applicable card apply. Rates, transaction and services fees apply.

Transaction fees are subject to change. Refer to the Transaction and Service fees brochure for details.