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¹Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business or investment purposes excluded.

 If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a. Lending criteria, terms and conditions apply to home loans. An establishment fee may apply. A low equity margin may apply.

Interest rates are subject to change without notice.

News & stories.

Here's some practical stories, helpful insights and opinions from a range of experts. Read our latest stories looking at property, business, money, and our community.

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Westpac has an Extra Care Team of specialists who help vulnerable customers by making it easy to set up a bank account.

Kiwis consider moving out of main cities as housing dreams change

New Zealanders want better lifestyles and some are ready for a move out of the city.

Helping released prisoners reintegrate with 'New Start' bank accounts

Our New Start scheme is the first of its kind in New Zealand.

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