Which business credit card suits you?

Different business credit cards offer different advantages.

Airpoints™ Business Mastercard® and BusinessPLUS Mastercard® offer rewards for purchases and might be suited to small and medium-sized enterprises (SMEs), sole traders and partnerships. 

Westpac Business Mastercard®, Business Prepaid Mastercard® and Go to Pay® offer ways to help manage your business spending, cashflow and reporting. Business Prepaid cards can also be used as gifts for customers or as staff incentives.

Take control with Go to Pay.

Does your business deal with large payment volumes? Go to Pay could be the solution for you. Discover our smart e-payables solution that offers enhanced security and total visibility of your spending. 

View more

Helpful guides and tips.

Managing your balance, payments and more.

Check these handy guides, tips and tutorials

Why Westpac?

24/7 protection

With CardGuard®, you’re protected 24/7 from fraudulent activity1. You can use your card anywhere, anytime and leave your worries behind.

Learn more

Smart ways to pay

Choose from Apple Pay, Westpac Pay for Android or use your hotpoints with hotpoints Pay3  .

Try our smart ways

Track your spending

CashNav® lets you track and categorise your spend so you can see where your money is going and better understand your spending habits.

Discover CashNav

Things you should know.

1  Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card’s Conditions of Use.

2 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple Device.

3 Hotpoints terms and conditions apply.

You must be a member of Air New Zealand’s Airpoints™ programme to earn Airpoints. Airpoints terms and conditions apply.

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Android is a trade mark of Google Inc.