Which business card suits you?

Different business credit cards offer different advantages.

Airpoints™ Business Mastercard® and BusinessPLUS Mastercard® offer rewards for purchases and might be suited to small and medium-sized enterprises (SMEs), sole traders and partnerships. 

Westpac Business Mastercard®, Business Prepaid Mastercard® and Go to Pay® offer ways to help manage your business spending, cashflow and reporting. Business Prepaid cards can also be used as gifts for customers or as staff incentives.

Westpac Business Prepaid Mastercard campaign

Take control with Go to Pay.

Does your business deal with large payment volumes? Go to Pay could be the solution for you. Discover our smart e-payables solution that offers enhanced security and total visibility of your spending. 

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Helpful guides & tips.

Managing your balance, payments and more

Check these handy guides, tips and tutorials

Why Westpac?

24/7 protection

With CardGuard®, you're protected 24/7 from fraudulent activity1. You can use your card anywhere, anytime and leave your worries behind.

Learn more

Smart ways to pay

Choose from Apple Pay2 or use your hotpoints with hotpoints Pay®3.

Try our smart ways

Track your spending

CashNav® lets you track and categorise your spend so you can see where your money is going and better understand your spending habits.

Discover CashNav

Things you should know.

1 Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card's Conditions of Use.

2 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple Device. For a list of compatible Apple Pay devices, see Apple Support. Terms and conditions apply to Apple Pay, see Westpac Apple Pay Terms and Conditions for more information. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

3 hotpoints terms and conditions apply. Certain purchases and transactions are not eligible to earn hotpoints. The amount of eligible spend that can earn hotpoints is capped at $60,000 a month. Any spend over $60,000 on eligible purchases in each relevant month will not earn hotpoints. See the applicable Credit card Conditions of Use for details.

You must be a member of Air New Zealand's Airpoints programme to earn Airpoints. Airpoints terms and conditions apply. Airpoints Dollars and Status Points will be earned on the first $60,000 of eligible spend in each relevant month only. The relevant month is the statement period set out in your statement. Any spend over $60,000 on eligible purchases in each relevant month will not earn Airpoints Dollars or Status Points. The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the applicable Credit Card Conditions of Use for full details): cash withdrawals, payments for cash equivalents (e.g. travellers' cheques, money orders and gambling chips) and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business Mastercard. Status Points earned on applicable credit cards only.

You will be personally responsible for all credit extended by Westpac under a hotpoints BusinessPLUS Mastercard and/or Airpoints Business Mastercard, irrespective of whether a business name appears on the card.

hotpoints and hotpoints Pay are registered trademarks of Westpac Banking Corporation.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Terms and conditions

Eligibility criteria, lending criteria, terms and conditions apply. See: