Managing your money.
Tips, tools and guides for budgeting, saving, borrowing and managing your money.
Budgeting & saving.
Budgeting basics, common mistakes to avoid, and smart saving suggestions.

These everyday errors can be costly. Here are five fast tips to safeguard your finances.

Keep track of what’s coming in and what’s going out, and watch your savings grow.

Are your finances looking healthy, or do they need some work to get into shape?

Tell your money where to go. Know your outgoings. Make it easy. Expect the unexpected.

The money to do what you want, when you want, how you want. See what success looks like.

What should you be saving now, for a comfortable retirement? Your questions answered.

Sit down and tell us your story, so we can get to know you and your financial goals.
Understanding credit cards.
Credit cards explained, starting with choosing the right one for you.

How will you use your card? What benefits would you like? Pick the right card for you.

Learn all about interest rates, interest-free periods, and other interesting facts.

Here’s how to read your statement so you understand exactly what it all means.

The safe way to pay around the world. Security, cash withdrawals, FX, insurance and more.

You can use your card for a cash advance, but it’s important to consider the costs.
Credit card tips.

From consolidation debts to saving on interest, a balance transfer could have real benefits.

Top tips, including balance transfers, managing payments and Westpac One®.

Help guard against fraudulent activity on your card, with these smart safety tips.

Pay off the balance in full each month, or somewhere in between, whatever way suits you.

How to keep your PIN safe and advice about online shopping.
Borrowing money and managing debt.
Before you borrow, it pays to understand all the details.
Financing your project.
When you're making a big purchase, like a new car, these are things to bear in mind.

Buying a car, either new or second hand, is a major decision. Here’s how you can pay.

When you’re looking at cars, ask yourself these questions to help make the right choice.

Check out all your options, which depend on the equity in your home and your reno plans.

Remove the stress of moving house, with our expert advice.
Tips & resources.
Help to actively manage your money: workshops, webinars, budgeting tools, calculators.

Free, customised workshops for work, school and community groups - and we come to you.

Watch these quick, engaging, informative videos to learn more about managing your money.

Ideas and products that help you pay less for bank fees.

These are the common financial terms we use, what they mean and how they work.

Watch as we discuss topics with The AM Show team on questions Kiwis have about their money.