Things you should know.

You will be personally responsible for all credit extended by Westpac under an Airpoints Business Mastercard, irrespective of whether a business name appears on the card. The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the applicable Credit Card Conditions of Use for full details): cash withdrawals, payments for cash equivalents (e.g. travellers' cheques, money orders and gambling chips) and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business Mastercard. Status Points earned on applicable credit cards only. Business credit card products are only available for business and/or investment purposes and not for personal, domestic or household purposes. Lending criteria, terms and conditions and fees and charges apply to Airpoints Business Mastercards. See Westpac Airpoints Credit Card Conditions of Use and Business Transaction and Service Fees.

You must be a member of Air New Zealand's Airpoints programme to earn Airpoints. Airpoints terms and conditions apply. See Airpoints terms and conditions.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.