Accounts & cards.
Bank accounts, savings accounts, overdraft or a debit, credit or prepaid card to suit your needs.
Our range of options.
Smart money tools.
See all tools and resourcesTrack your spending
CashNav® is our free money management app that automatically tracks how much money you spend and then categorises what you spend it on.
Set up alerts
You can set up alerts on any Westpac account, to help you stay on top of what's happening with your money.
Split your salary
Automatically move your regular income into multiple accounts with Salary Splitter.
Overdrafts.
Why join Westpac?
Bank your way
Pay with your mobile
24/7 fraud protection
New Zealand's first carbonzero certified bank
Our commitments to New Zealand

Earn Airpoints Dollars™.
Earn Airpoints Dollars with New Zealand's only Airpoints™ earning Debit Mastercard®².
Find out moreThings you should know.
1 Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.
2 You must be a member of Air New Zealand’s Airpoints™ programme to earn Airpoints Dollarsᵀᴹ. Airpoints terms and conditions apply. Eligible purchases exclude cash withdrawals, payments for cash equivalents (e.g. travellers' cheques, money orders and gambling chips) and business-related purchases - see the Debit Card Conditions of Use for full details. Airpoints Dollars will be earned on the first $60,000 of eligible spend in each relevant month only. The relevant month is the statement period set out in your statement. Any spend over $60,000 on eligible purchases in each relevant month will not earn Airpoints Dollars.
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited