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Accounts & cards.

Explore our accounts and cards, packed with smart tools and features to help you manage your money and reach your goals.

Smart money tools.

See all tools and resources

Track your spending

CashNav® is our free money management app that automatically tracks how much money you spend and then categorises what you spend it on.

Discover CashNav

Set up alerts

You can set up alerts on any Westpac account, to help you stay on top of what's happening with your money.

Set up alerts

Split your salary

Automatically move your regular income into multiple accounts with Salary Splitter.

Find out more

Overdrafts.

An overdraft can help to cover unexpected expenses or gaps between pay days, by providing extra funds within your approved limit when needed.
Learn more

Why join Westpac?

1

Backing communities across the motu (country)

Through scholarships and supporting local initiatives and trusts, we’re committed to helping our communities thrive.
2

Fighting fraud and scams

We’re serious about keeping your money safe, actively working 24/7 to stop financial crime, so you can bank with confidence.
3

Championing inclusion

We’re proudly supporting the pride community, working to help former prisoners reintegrate into society with dignity and opportunity, and much more.
4

Supporting vulnerable customers

We offer tailored care and services for those who need extra support, ensuring no one is left behind.
Learn about our community commitments
Person buying donuts with phone

Things you should know.

1 Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.

2 You must be a member of Air New Zealand’s Airpoints™ programme to be eligible to earn Airpoints Dollars™. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details. Certain purchases and transactions do not earn Airpoints Dollars (See the Debit Card Conditions of Use for full details), including; fees, charges or interest, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, and business-related purchases.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited