Accounts & cards.
Make the most of your money with the right accounts and cards.
Our range of options.
Smart money tools.
See all tools and resourcesTrack your spending
CashNav® is our free money management app that automatically tracks how much money you spend and then categorises what you spend it on.
Set up alerts
You can set up alerts on any Westpac account, to help you stay on top of what's happening with your money.
Split your salary
Automatically move your regular income into multiple accounts with Salary Splitter.
Why join Westpac?
Bank your way
Pay with your mobile
24/7 fraud protection
New Zealand's first carbonzero certified bank
Our commitments to New Zealand

Earn Airpoints Dollars™.
Earn Airpoints Dollars with New Zealand's only Airpoints™ earning Debit Mastercard®².
Find out moreThings you should know.
1 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple device.
2 You must be a member of Air New Zealand’s Airpoints™ programme to earn Airpoints. Airpoints terms and conditions apply. Eligible purchases exclude cash withdrawals, payments for cash equivalents (e.g. travellers' cheques, money orders and gambling chips) and business-related purchases - see the Debit Card Conditions of Use for full details.
iPhone, iTunes, iPad and iPod touch are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trade mark of Google Inc.
Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.