Credit Cards

From low rates to a choice of rewards, there’s a Westpac credit card to suit everyone. Browse our cards below and apply online today.


  • ap airpoints

    Airpoints™ Credit Cards

    Earn Air New Zealand Airpoints Dollars™ with your Westpac Mastercard® spend*.

    Find out more
  • cc lowrate

    Low Rate Mastercard®

    Our lowest interest credit card can help you keep costs down on borrowing.

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  • cc hotpoints

    hotpoints® Credit Cards

    Every dollar you spend earns you hotpoints, with our range of Westpac hotpoints Mastercards.

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  • cc business_credt_card

    Business cards solutions

    Put your company in charge of its spending with our range of business card options.

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Monitor your card spend in real time

CashNav is our new money management app that connects with your credit card to automatically track and categorise what you spend.

Find out more