Why Westpac?

24/7 protection

With CardGuard® you’re protected 24/7 from fraudulent activity1. Use your card anywhere, anytime, and leave your worries behind.

How CardGuard keeps you safe

Smart ways to pay

Enjoy all the benefits of a Westpac credit card using your mobile device with Apple Pay2.

Your digital payment options

Track your spending

CashNav lets you track and categorise your spend so you can see where your money is going and better understand your spending habits.

Discover CashNav

How to apply.

Apply online via Westpac One, visit us at a branch, or call us on 0800 888 111 between 8am - 6pm Monday to Friday or 9am - 3pm Saturdays.

We may contact you using the details captured in the application process to see how we can help with your application.

Things you should know.

Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card's Conditions of Use.

2 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple Device.

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Eligibility criteria, Lending criteria, Terms and Conditions apply. Conditions of Use for the applicable card apply.

Rates, Transaction and Services Fees apply. Interest rates and fees subject to change.