Credit Cards

From low rates to a choice of rewards, there's a Westpac credit card to suit everyone. Browse our cards below and apply online today.

Effective from 8th August 2018, we're making changes to some credit card insurance policies which could benefit you. Find out more.

  • Airpoints Mastercards Desktop
    Airpoints™ Credit Cards


    Earn Air New Zealand Airpoints Dollars™ with your Westpac Mastercard® spend*.

    Find out more
  • Low Rate Mastercard v.desktop
    Low Rate Mastercard®


    Our lowest interest credit card can help you keep costs down on borrowing.

    Find out more
  • hotpoints Mastercards Desktop
    hotpoints® Credit Cards


    Earn hotpoints every time you spend on Westpac's range of hotpoints Mastercards.

    Find out more
  • Business Mastercards Desktop
    Business cards solutions


    Put your company in charge of its spending with our range of business card options.

    Find out more