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*Offer ends 31 March 2017. After 12 months the standard purchase interest rate will apply to transferred balances. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and other purchases, but after changes and interest that have accrued. Special interest rate shown is current as at 17 November 2016 and subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a Mastercard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
Westpac’s current credit card lending criteria will apply for credit cards. Credit Card Conditions of Use for the applicable card will apply. Fees and rates shown are current as at 20 February 2015 but are subject to change. Other charges may apply to some of the transactions and services mentioned –Find out more on our Overseas cash advances and foreign currency fees may apply. Hotpoints terms and conditions apply. hotpoints® is a registered trademark of Westpac Banking Corporation. Mastercard and the Mastercard brand mark are registered trade marks of Mastercard International Incorporated.