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Westpac’s current credit card lending criteria will apply for credit cards. Credit Card Conditions of Use for the applicable card will apply. Fees and rates shown are current as at 20 February 2015 but are subject to change. Other charges may apply to some of the transactions and services mentioned –Find out more on our Overseas cash advances and foreign currency fees may apply. Hotpoints terms and conditions apply. hotpoints® is a registered trademark of Westpac Banking Corporation. Mastercard and the Mastercard brand mark are registered trade marks of Mastercard International Incorporated.
*Offer available to 31st December 2017, subject to any further extension or withdrawal at Westpac’s discretion without further notice. Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a Low Rate Mastercard® within the past 24 months are ineligible for the Low Rate Mastercard® offer. Offer only available for online applications using the promo code LR17. After 1 year, the annual account fee for the applicable card at that time applies.