• Manage your money 24/7 online. 
  • Manage access for multiple users - each user has an unique login ID and password and can have access restricted to only the accounts and functions they need. 
  • Select from a one-, two- or three-to-authorise rule for all online transactions.
  • Import payroll or creditor files from office payroll or your accounting package for processing. 
  • Make international payments from NZ and foreign currency accounts.

Payments & transfers.

Manage cashflow and transfers

Transfer money to multiple accounts in one transaction for same-day processing (see cut off times). Also schedule payments up to 180 days in advance.

Domestic payments

Make single payments, automatic payments or create a direct credit schedule for multiple payees (e.g. payroll). Save notes and templates for future use.

International payments

Send money overseas from New Zealand Dollar or Foreign Currency Accounts.

Pay tax online

Make over 25 types of tax payments, including GST and income tax. You can make payments for your business, personal tax and employees.

Authorise direct debit

Import, create and authorise batch payments and direct debits.

Manage your account.

Import and export

Import payroll or creditor files and export transactions to common accounting packages. 

Download import/export guide

Review balances

View account balances for up to 120 accounts including transaction, savings, loan and foreign currency accounts; and business credit cards.

Search transactions

Search up to 7 years of transactions, or up to 180 days for foreign currency accounts. 

Access & security.

Assign roles

Assign Administrator, Authoriser and Creator/Viewer roles to users and customise access. Also add access for third parties like your accountant [PDF]. 

Create Administrator rules

Choose if one or two Administrators are required to authorise a change to user access.

Create Authoriser rules

Choose if one, two, or three Authorisers are required to authorise any online transaction.

Learn about user roles


All fees will be charged to your nominated billing account. Fees are subject to change.

Find more information on business account fees, here.

Other electronic transaction fees that may apply include:

  • Transfers
  • Single payments - including tax
  • Direct credits/debits
  • International payments.

Next steps.

To register or find out more, call the Business Online Helpdesk, weekdays 8:30am to 5:30pm. If you are calling from overseas, call +64 4 499 0410 (international toll charges will apply).

Things you should know.

Business Online is provided by Westpac New Zealand Limited. Foreign Currency Accounts are provided by Westpac New Zealand Limited. International Payments are provided by Westpac Banking Corporation (acting through its New Zealand branch) ABN 33007457141, incorporated in Australia.

General Terms and Conditions apply.

Business Transaction and Service Fees.