Homepage Ways to bank

Smart ways to pay.

Shop safely online or in-store using your phone, smart watch, Westpac card or account.

Apple iphone hand portrait

Online or in-store.

Online EFTPOS

Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.

Learn more

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Credit cards

Debit cards

Have the option of rewarding your everyday spending.

Learn more

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How it works
Friends chatting at home

Things you should know.

1 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard and Global Currency cards. Customers also need a compatible Apple Device.

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

iPhone, iTunes, iPad and iPod touch are trade marks of Apple Inc., registered in the U.S. and other countries.

Westpac’s Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions  and the Westpac Website Terms of Use apply.