Homepage Ways to bank

Smart ways to pay.

Shop safely online or in-store using your phone, smart watch, Westpac card or account.

Online or in-store.

Online EFTPOS

Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.

Learn more

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Credit cards

Debit cards

Have the option of rewarding your everyday spending.

Learn more

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How it works
Friends chatting at home

Things you should know.

1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android Device.

Mastercard® is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions  and the Westpac Website Terms of Use apply.