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Smart ways to pay.
Pay digitally in-store, online and overseas – easily and securely.
Mobile wallets.
No need to wait for your physical Debit Mastercard to arrive, you can add your card details to your Apple or Google Pay digital wallet and have access to your funds straight away, without waiting for your new card to arrive if you have applied for your Debit Mastercard online. You can also add your card details to your digital wallet for the first time if you are waiting for your replacement physical card to arrive.
A safer way to pay with your digital card.
It’s a digital version of your debit or credit card*, stored safely in the Westpac One® app. It comes with a dynamic security code that refreshes after 24 hours to reduce the risk of fraud if your card details are ever stolen.
*Dynamic security code is available for all eligible Westpac debit and credit Mastercard customers. Excludes Business Mastercard, Business Prepaid Mastercard and Global Currency Cards.
Tap & go payments.
Looking to make your everyday purchases faster and easier? Simply tap your card, phone or smartwatch at the checkout, and you’re done. Plus, Tap & go payments are as secure as swiping your card, giving you peace of mind every time you tap.
Online or in-store.
Online EFTPOS
Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.
Credit cards
Pay for things with a Westpac credit card and choose either a low rate or rewards.
hotpoints Pay
Pay for your purchases with hotpoints anywhere Mastercard® is accepted.
Things you should know.
1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions and the Westpac Website Terms of Use apply.
Westpac One App Terms and Conditions which incorporate Westpac’s General Terms and Conditions and the Westpac Website Terms of Use apply.