Homepage Ways to bank

Smart ways to pay.

Shop safely online or in-store using your phone, smart watch, Westpac card or account.

Mobile wallets.

Apple Pay

Enjoy all the benefits of your Westpac credit or debit Mastercard with Apple Pay on iPhone, Apple Watch, iPad and Mac¹.

Google Pay™

Google Pay is a fast, simple way to pay online, in apps, and in stores with Android phones, tablets or devices¹.

Online or in-store.

Online EFTPOS

Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.

Learn more

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Credit cards

Debit cards

Have the option of rewarding your everyday spending.

Learn more

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How it works

Buy online with confidence.

CardGuard®

CardGuard® helps protect you when shopping online with credit and debit cards.

Person laying on bed shopping online with credit cards

Credit card tokens

Your credit card can be used for transactions and recurring payments easier and hassle free with credit card tokens.

Things you should know.

¹Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android Device.

Mastercard® is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions and the Westpac Website Terms of Use apply.