Planning to buy, build or renovate? Whatever your property goals, we're here to help guide you through your journey.
What's your next move?
* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business or investment purposes excluded.
If you don’t pay amounts when they’re due, your loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a.
Managing your home loan.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Talk to us
Call us from 8am to 6pm Monday to Friday, 9am to 3pm Saturday.
Make an appointment to talk to a home loan expert in branch.
Our home loan online application form is temporarily unavailable. We apologise for any inconvenience. You can apply for a home loan through a Mobile Mortgage Manager, by calling us on 0800 177 277, or making an appointment at your nearest branch. Existing customers can also apply via Westpac One® online banking.
Things you should know.
Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. An establishment fee may apply. A low equity margin may apply.
1 Cash incentive of $5,000 is available for qualifying loans.
Offer current as at 28 March 2022 and subject to change without notice. A minimum 20% equity, minimum new residential home lending of $500,000 and salary credit to a Westpac transaction account are required to be eligible for the cash contribution. Loans must be drawn down before 30 June 2022. Loans for business or investment purposes are excluded. Cash to be credited to the Westpac transaction account on drawdown.
The cash contribution is conditional on the applicant agreeing that the loan will remain with Westpac for at least three years and if the loan is repaid within that time a pro-rata portion of the cash contribution, based on the remaining months left, will be repaid to Westpac. See full Cash Contribution Terms and Conditions.
All offers can be changed or withdrawn at any time without notice.