If you're ready for your next move, whether it's moving to a new place or refinancing an existing mortgage, we have a range of home loan options to put you in control. We'll help you to structure your home loan the way you want now, providing the combination of certainty and flexibility that works for you.
Combine your daily transactions and home loan into one account.
The interest rate varies with the market but you can repay lump sums whenever you like without any repayment/break costs*.
Offset your savings against your Choices Floating Home Loan and it could help you pay off your home loan faster and save you thousands.
Fix your interest rate and it will stay the same for the fixed rate term even if interest rates in the market change.
Earn Airpoints Dollars™ calculated on your home loan balance, helping you to fly faster.
The most flexible option is to keep some of your home loan on a floating interest rate and then split the remainder across fixed rate terms.
Westpac has teamed up with Housing New Zealand to offer Welcome Home Loans.
With our Family Springboard Home Loan options, your family could help you get into your new home sooner.
A look at construction loans, and options for financing your renovation – plus some of the costs that come hand in hand with building.
Choose from table, interest only, reducing and revolving credit home loans.