Choices Everyday home loan account fees.

Note: Other service fees may still apply. See home lending services fees below.

Choices home loan account fees.

*Only applicable on fixed rate Choices Home Loans.

Note: Other service fees may still apply. See home lending services fees below.

Home lending services fees.

1 Additional disbursement charges may apply in some circumstances (includes discharge of securities, release of guarantees/life policies, priorities, variation memorandums that alter security arrangements through acting solicitor and collection of life policies under assignment) or where no solicitor is involved. Quotation is available on request. 

Choices Fixed interest rates.

3 Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business or investment purposes excluded.

Choices Floating interest rates.

Base rates.

The following base rates are listed for disclosure purposes. For more information on base rates and to see which rate applies to your loan, see your loan terms and conditions.

Westpac may change the Base Rate, replace it with a new Base Rate, or change the modifier (if any) or the margin from time to time.

Things you should know.

Interest rates and fees are subject to change. Westpac's home loan lending criteria and terms and conditions apply. An establishment charge may apply. A low equity margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.