How much would my repayments be?

Learn how much your loan repayments on your new home may be.

Repayments calculator

How much can I afford?

Find out how much you could borrow and keep your house hunt focused and realistic.

Affordability calculator

Fine tune my home loan

Adjust the details of your home loan to see if you could save on interest.

Fine tune calculator

Offsetting my savings against my home loan

See how much you could save in interest with a Choices Floating with Offset home loan.

Choices Floating with Offset calculator

Split my home loan

You can get flexibility and certainty with a split home loan. See how much interest you could save.

Split home loan calculator

Checklists & guides.

First home buyers' guide

Feel confident in your journey to owning your first home.

First home buyers' guide

Using KiwiSaver for your first home

See if you qualify to use KiwiSaver for your first home.

Learn more

10 tips for growing your deposit

Saving for a deposit can take a while, but there are a number of things you can do to grow your deposit faster.

Learn more

What do I want in a home?

Keep your house hunt focused and find your new home sooner.

Write a list

Home comparison checklist

Evaluate the pros and cons of the homes you're interested in.

Compare options

Buyer's questions

What to ask the real estate agent about the home you're keen on.

Learn more

Countdown to moving

Your list of things to organise before you move.

Tick things off

NZ Sale and Purchase Agreements guide

A guide from the Real Estate Agents Authority.


Bathroom planner

Here is a guide to the sort of things you may want to consider when planning a bathroom renovation.

Learn more

Ways to manage your home loan.

Useful contacts.

Terms, fees & rates.

See all our home loan terms, fees and rates.

Get in touch.

Meet with an expert

Our Home Loan Experts can come to you, when it suits you best.

Find a Home Loan Expert

Talk to an expert

Request a call back from a Home Loan Expert. 

Request a call back

Visit us

Make an appointment to talk to a Home Loan Expert in branch.

Find your nearest branch

Apply online.

Existing customers can apply for a home loan via Westpac One® online banking.

Log in to Westpac One

Things you should know.

Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.

Westpac accepts no responsibility for the availability or content of any third party websites to which this page may link.