Home loan tools & resources.
We are here to help at every stage of your home ownership journey. Here are some handy resources and calculators to get you started.
How much would my repayments be?
Learn how much your loan repayments on your new home may be.
How much can I afford?
Find out how much you could borrow and keep your house hunt focused and realistic.
Fine tune my home loan
Adjust the details of your home loan to see if you could save on interest.
Offsetting my savings against my home loan
See how much you could save in interest with a Choices Floating with Offset home loan.
Split my home loan
You can get flexibility and certainty with a split home loan. See how much interest you could save.
Checklists & guides.
First home buyers' guide
Feel confident in your journey to owning your first home.
Using KiwiSaver for your first home
See if you qualify to use KiwiSaver for your first home.
10 tips for growing your deposit
Saving for a deposit can take a while, but there are a number of things you can do to grow your deposit faster.
What do I want in a home?
Keep your house hunt focused and find your new home sooner.
Home comparison checklist
Evaluate the pros and cons of the homes you're interested in.
What to ask the real estate agent about the home you're keen on.
Countdown to moving
Your list of things to organise before you move.
NZ Sale and Purchase Agreements guide
A guide from the Real Estate Agents Authority.
Here is a guide to the sort of things you may want to consider when planning a bathroom renovation.
Terms, fees & rates.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Talk to us
Call us from 8am to 6pm Monday to Friday, 9am to 3pm Saturday.
Make an appointment to talk to a home loan expert in branch.
Existing customers can apply for a home loan via Westpac One® online banking.
Things you should know.
Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.
Westpac accepts no responsibility for the availability or content of any third party websites to which this page may link.