Switch your home loan.
We're here to help make the switching process straightforward and tailor your home loan to suit you.
Home loans to suit you.
Tailored home loans
Whatever your needs, we have home loans to suit. Get certainty with a fixed rate, or pay off lump sums without extra costs1 on a floating loan. Alternatively, split your loan and enjoy the best of both worlds.
Choice of repayments types
Reach your home buying goals faster with a range of repayment types - a Choices Everyday revolving credit, or reducing, table or interest-only.
Competitive interest rates
Get a great deal with our range of competitive interest rates.
Tools and resources
Making an informed decision about your home loan is important. We have easy to use calculators and resources available to help.
Warm up your home
Make your home cosier with up to $10,000 interest free for five years on a Westpac Warm Up loan. Or just start from the ground up with a Prebuilt loan for an innovative, prefab home.
What you need to apply.
Your free Westpac Property Report.
Whatever your home and property goals are, having an idea of the value of a property is a huge step forward to planning your next move. We can help with that, with a free property report.Find out more
* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business or investment purposes excluded.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Talk to us
Call us any time from 8am - 6pm weekdays, 9am - 3pm Saturday.
Make an appointment to talk to a home loan expert in branch.
Things you should know.
1 Standard transaction fees may apply.
2 Conditional approval requires a credit check and confirmation of the details provided in your application. Other conditions may also apply depending on the nature of your application.
Westpac's current credit card lending criteria apply to all applications and transfers. Westpac MasterCard Conditions of Use apply.
Interest rates are subject to change without notice. Westpac's home loan lending criteria and terms and conditions apply. An establishment charge may apply. A low equity margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.
Documents and fees
See the detailed terms and conditions, and fees, for our home loans:
- Choices Home Loan Summary - Sample
- Choices Home Loan Terms and Conditions
- Transaction and Service Fees
View terms and conditions for all our home lending products here.