Move your home loan to Westpac

Experts who can get you there sooner.

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Why Westpac?

1

Different options for different goals

One size doesn’t fit all. Our range of loans, types of repayments, ways to restructure and rates are all about flexibility. Let’s help you find the best choice for your circumstances.

2

Sooner the better

We can help you to structure your home loan to reduce interest and reach your property goals sooner.

3

Home Loan Experts on your side

Our experts take the time to understand your situation and tailor a solution that’s right for you.

4

Move to Westpac sooner

With our simplified switch process, it could be faster and easier than you think.

Flexible options.

Fix it, float or split?

Let’s break it all down, understand the flexibility you need and find the right balance for you.

Loan options

Repay your way

Fixed, floating, revolving or interest only – we have a range of repayment structures available. Find the right options to save time and money over the long term.¹

Repayment options

Greater Choices home loan

Move your home loan to Westpac and you could apply for an interest-free loan of up to $50,000 to make your home more energy-efficient.

Learn more about Greater Choices

Your loan options.

All rates

* Minimum 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, or promotions or package discounts. Loans for business or Investment purposes excluded.

Lending criteria, terms and conditions, apply to home loans.

For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.

Interest rates are subject to change without notice.

If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the interest rate applied to the over limit amount will be your annual interest rate plus an additional 5% p.a.

^ Standard transaction fees may apply. See Choices Home Loan account fees.

How easy is it to move?

Moving could be easier and faster than you think! We’ll help you work out your options and manage the move across. Learn more about switching your home loan to Westpac and what you’ll need to apply.

How to apply

Already bank with us? Apply online.

The fastest way for existing customers to apply for a home loan is in Westpac One® digital banking.

Apply now

Real stories.

Things you should know.

¹See Choices Home Loan Account Fees.

Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.

Documents and fees

See the detailed terms and conditions and fees, for our home loans:

View terms and conditions for all our home lending products here.

Move your home loan to Westpac.