Move your home loan to Westpac.
Whatever your next move is, we’ll help to get you there sooner.
Experts who can get you there sooner.
Visit us in branch
Make an appointment to talk to a Home Loan Expert in branch.
Why Westpac?
Different options for different goals
Sooner the better
Home Loan Experts on your side
Move to Westpac sooner
Flexible options.
Fix it, float or split?
Let’s break it all down, understand the flexibility you need and find the right balance for you.
Repay your way
Fixed, floating, revolving or interest only – we have a range of repayment structures available. Find the right options to save time and money over the long term.1
Greater Choices home loan
Move your home loan to Westpac and you could apply for an interest-free loan of up to $50,000 to make your home more energy-efficient.
Your loan options.
* Minimum 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, or promotions or package discounts. Loans for business or Investment purposes excluded.
Lending criteria, terms and conditions, apply to home loans.
For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.
Interest rates are subject to change without notice.
If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the interest rate applied to the over limit amount will be your annual interest rate plus an additional 5% p.a.
^ Standard transaction fees may apply. See Choices Home Loan account fees.
How easy is it to move?
Already bank with us? Apply online.
The fastest way for existing customers to apply for a home loan is in Westpac One® digital banking.
Real stories.
Things you should know.
1See Choices Home Loan Account Fees.
Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.
Documents and fees
See the detailed terms and conditions and fees, for our home loans:
- Choices Home Loan Summary - Sample
- Choices Everyday Home Loan Summary - Sample
- Choices Home Loan Terms and Conditions
- Choices Everyday Home Loan Terms and Conditions
- Transaction and Service Fees
- Westpac General Terms and Conditions
View terms and conditions for all our home lending products here.