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Manage your home loan.
As life changes, your home loan can change with you. Find out about the ways you can manage your existing home loan.
Ways to manage your home loan.
Early repayment
If you're on a fixed rate home loan, repaying it early might mean there's a break cost. Talk to us and we'll calculate it for you.
Fixed rate rollover
If your fixed rate period is coming to an end, then it's an ideal time to consider what you want to do next.
Top up your loan
Renovations can turn a house into your dream home and often improve its value too, but they can be costly. Learn more about topping up or redrawing on your home loan and whether it's the right move for you.
Reducing your repayments
Need to free up some cash? While reducing your home loan repayments may be an option, it could come with longer term costs. See whether this option is right for you.
Pay off your home loan faster
Discover simple and practical ways to save money on interest costs and pay off your home loan faster.
Nearly paid off your home loan?
It may have felt like this day would never come but if you are close to or have paid off your home loan you have a few options to consider.
Unplanned moments.
Life can be hard to plan for sometimes but we are here to help you if an unexpected moment arises.
Get in touch.
Things you should know.
Interest rates are subject to change without notice. Westpac's home loan lending criteria and terms and conditions apply. An establishment charge may apply. A low equity margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.