Buying your first home.
The idea of owning your own home is exciting! We're here to guide you through your journey, every step of the way.
Buying your first home is one of life's major milestones - no more landlord, no more property manager, no more rent rises. You get to move in and stay put! It's a fantastic feeling and a major responsibility.
For help and guidance of buying your first home, we've broken things down step by step below. Or for a more detailed overview you can also download our First home buyers guide.
Paying for your home.
Your home loan
First Home Buyer Seminars.
Our First Home Buyer Seminars are run by our Mobile Mortgage Managers who are home loan experts, have loads of local knowledge and can help you through your home buying journey. Each seminar covers:
- An update on your local market
- Tips for getting your deposit together
- Alternative ways to get on the property ladder
- What we look at when assessing home loan applications
- The home buying process
Contact your local Mobile Mortgage Manager to find out when the next seminar is in your area.
What you need to apply.
House hunting checklist.
Your home loan options.
Low deposit options.
* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts. Loans for business or investment purposes excluded.
If you don’t pay amounts when they’re due, your loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a.
Talk to an expert.
To get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, at a time and place that suits you best.
Talk to an expert
Request a call back from a Mobile Mortgage Manager.
Make an appointment to talk to a home loan expert in branch.
Existing customers can apply for a home loan via Westpac One® online banking.
Things you should know.
1 The information above is subject to changes in government policy and law, and changes to the Westpac KiwiSaver Scheme, from time to time.
2 Conditional approval requires a credit check, confirmation of the details provided in your application and responsible lending inquiries. Other conditions may also apply depending on the nature of your application.
Westpac's eligibility criteria, home loan lending criteria, terms and conditions apply. A low equity margin may apply.