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Buying your first home.
The idea of owning your own home is exciting! We're here to guide you through your journey, every step of the way.
Why buy?
Buying your first home is one of life's major milestones - no more landlord, no more property manager, no more rent rises. You get to move in and stay put! It's a fantastic feeling and a major responsibility.
Paying for your home.
Your deposit
Your home loan
Saving for a deposit.
This is where your home buying dream begins. Consider these smart ways to get a deposit together, and make the most of the money you save.
What you need to apply.
Going house hunting.
Once you have your deposit and your conditional approval2 in place, it's time to go house-hunting! Here are some considerations to think about when looking for your new home.
The final steps.
Congratulations! You are on the home stretch. There's a few final steps before you are officially a home owner.
Your home loan options.
See all optionsCalculators.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Things you should know.
1 The information above is subject to changes in government policy and law, and changes to the Westpac KiwiSaver Scheme, from time to time.
2 Conditional approval requires a credit check and confirmation of the details provided in your application. Other conditions may also apply depending on the nature of your application.
3 Standard transaction fees may apply.
Westpac's home loan lending criteria and terms and conditions apply. An establishment charge may apply. A low equity margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.