With effect from 1 March 2017 we are making changes to Westpac Credit Card Overseas Travel Insurance policies, which includes making them dementia friendly. Find out more about the policy change here.
Westpac’s credit card lending criteria applies to all applications and transfers. Westpac’s Credit Card Conditions of Use will apply.
7Interest free days do not apply when you have taken up one of our balance transfer offers and have not paid off the balance transferred in full during the statement period.
1 Eligible purchases exclude cash advances, charges, interest, cash substitutes, business expenditure (excluding transactions made on a BusinessPLUS Mastercard), balance transfers, transactions on your nominated account(s) linked to your credit card, any transaction that is reversed, refunded or charged back.
2 Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Please see the Platinum Card Insurance policy document. Westpac Overseas Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (“AIG”). Westpac does not guarantee the obligations of, or any products issued by AIG.
3 Any costs incurred by using the Home Assist Service are at the card holder's expense.
4The NZ$3 international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees – refer to the Transaction and Service fees brochure details. Global ATM Alliance banks and their details are subject to change.
5Available until 31st December 2017, subject to any further extension or withdrawal at Westpac’s discretion without further notice. After 12 months the standard purchase interest rate at that date (which may be higher than the current rate) will apply to transferred balances. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates shown are current as at 1 October 2017 and are subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a Mastercard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
6Offer valid on Wednesdays when paying by Mastercard. $11 offer valid for 1 adult cinema ticket with junior popcorn and junior drink. $1.20 online booking fee applies. Not valid in conjunction with any other offer or discount. Surcharges apply for IMAX, VMAX, and 3D. Not valid for Gold Class, Cinema Deluxe, Embassy Platinum, film festivals, Beyond Film, alternative content, events, or special event screenings. Mastercard may end this offer at any time. Offer valid until 31/12/2018. See www.mastercard.co.nz/wednesdays for full terms and conditions.
*Available 2 October 2017 - 31 December 2017, subject to any extension or withdrawal at Westpac’s discretion without further notice. Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a hotpoints credit card within the past 24 months are ineligible for the offer on a new card. After 1 year, the annual account fee for the applicable card at that time applies. The minimum spend must be met within the first 3 months of the new card opening to qualify for the bonus points. Balance transfers, cash advances, and any retail purchases that have been made and then reversed within your spend period will not count towards the spend requirement. Bonus points will be paid 6-8 weeks after the spend criteria has been met. Your Westpac hotpoints MasterCard account must remain open at the time the bonus hotpoints are paid.
^Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a hotpoints credit card within the past 24 months are ineligible for the offer on a new card. After 1 year, the annual account fee for the applicable card at that time applies. See the applicable Credit Card Conditions of Use for full details.
This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account.
Westpac’s Credit Card Conditions of Use and Balance Transfer Terms and Conditions will apply. Hotpoints Holiday Credits terms and conditions apply. Hotpoints terms and conditions apply. Westpac is not the supplier of the goods and services that can be redeemed with hotpoints and does not guarantee the obligations of the supplier or any goods and services supplied. Any goods or services that are provided by a third party supplier may be withdrawn at any time. Westpac is not responsible for the quality or suitability of any such goods or services. hotpoints® is a registered trade mark of Westpac Banking Corporation. Mastercard and its brand mark are registered trade marks of Mastercard International Incorporated. Westpac New Zealand Limited.
BT Funds Management (NZ) Limited is the scheme provider, and Westpac New Zealand Limited is the distributor, of the Westpac KiwiSaver Scheme. Investments made in the Westpac KiwiSaver Scheme (Scheme) do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as trustee), or any director or nominee of any of those entities, or any other person guarantees the Scheme’s performance, returns or repayment of capital. A copy of the investment statement for any securities for which an investment statement is required is available from any Westpac branch in New Zealand. Westpac New Zealand Limited.