hotpoints® credit cards

Reward yourself your way, with shopping vouchers, travel, technology and more. With a hotpoints® credit card, the choice is yours.

Limited time offer: Get every 3rd Uber ride free (up to $30 off) with a personal Westpac debit or credit Mastercard®. Find out more.

  • hotpoints Mastercard Mobile

    hotpoints® Mastercard®

    Be rewarded for everyday spend with hotpoints, while enjoying a low annual account fee.

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  • hotpoints Platinum Mastercard Mobile

    hotpoints® Platinum Mastercard®

    Get higher hotpoints earning power and benefits like travel and purchase protection insurance.

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  • hotpoints World Mastercard Mobile

    hotpoints® World Mastercard®

    Enjoy exclusive privileges, premium offers and our highest hotpoints earn rate to fast-track your rewards.

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  • BusinessPLUS Mastercard

    BusinessPLUS Mastercard®

    Earn hotpoints® on your spending* while enjoying benefits such as travel insurance.

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  • CashNav

    Monitor your card spend in real time

    CashNav is our new money management app that connects with your hotpoints® card to automatically track and categorise what you spend.

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  • CashNav

    5.95% p.a. Balance transfer rate

    Apply to transfer your balance(s) to a Westpac credit card and pay 5.95% p.a. for the life of the balance transferred^

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