*You will be personally responsible for all credit extended by Westpac under a BusinessPLUS MasterCard, irrespective of whether a business name appears on the card.
This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account.
^Available 2 October 2017 - 31 December 2017, subject to any extension or withdrawal at Westpac’s discretion without further notice. Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a hotpoints credit card within the past 24 months are ineligible for the offer on a new card. After 1 year, the annual account fee for the applicable card at that time applies. The minimum spend must be met within the first 3 months of the new card opening to qualify for the bonus points. Balance transfers, cash advances, and any retail purchases that have been made and then reversed within your spend period will not count towards the spend requirement. Bonus points will be paid 6-8 weeks after the spend criteria has been met. Your Westpac hotpoints MasterCard account must remain open at the time the bonus hotpoints are paid.
^^Available until 31st December 2017, subject to any further extension or withdrawal at Westpac’s discretion without further notice. After 12 months the standard purchase interest rate at that date (which may be higher than the current rate) will apply to transferred balances. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates shown are current as at 1 October 2017 and are subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a Mastercard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
hotpoints® are available only with the Westpac hotpoints Mastercard, Platinum Mastercard, or World Mastercard. Visa Credit Card applications are no longer accepted, but hotpoints will be earned on existing Visa hotpoints credit cards. Vouchers and products are subject to availability and may be withdrawn or substituted at anytime. There is a minimum number of hotpoints you must earn before you are eligible to claim rewards or reward vouchers. Hotpoints terms and conditions apply. Westpac is not the supplier of the goods and services that can be redeemed with hotpoints and does not guarantee the obligations of the supplier or any goods and services supplied. Any goods or services that are provided by a third party supplier may be withdrawn at any time. Westpac is not responsible for the quality or suitability of any such goods or services. hotpoints® is a registered trademark of Westpac Banking Corporation. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Westpac New Zealand Limited.
**Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a hotpoints credit card within the past 24 months are ineligible for the offer on a new card. After 1 year, the annual account fee for the applicable card at that time applies. See the applicable Credit Card Conditions of Use for full details.