hotpoints® credit cards

Reward yourself your way, with shopping vouchers, travel, technology and more. With a hotpoints credit card, the choice is yours.

Current offers

  • $0 annual fee for 2 years^ with a new hotpoints® Mastercard® 
  • Pay 0% p.a. for 12 months on balance(s) transferred to a Westpac credit card**. Find out more.
  • hotpoints mastercard

    hotpoints® Mastercard®

    Be rewarded for everyday spend with hotpoints, while enjoying a low annual account fee.

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  • hotpoints® Platinum Mastercard®

    hotpoints® Platinum Mastercard®

    Get higher hotpoints earning power and benefits like travel and purchase protection insurance.

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  • hotpoints® World Mastercard®

    hotpoints® World Mastercard®

    Enjoy exclusive privileges, premium offers and our highest hotpoints earn rate to fast-track your rewards.

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  • BusinessPlus mastercard

    BusinessPLUS Mastercard®

    Earn hotpoints® on your spending* while enjoying benefits such as travel insurance.

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  • CashNav

    Monitor your card spend in real time

    CashNav is our new money management app that connects with your hotpoints® card to automatically track and categorise what you spend.

    Find out more
  • CashNav

    We're making changes to our conditions of use

    These apply to hotpoints credit cards.

    Find out more