Open an account

Joining Westpac is easy. You can open an account online from anywhere, anytime.

Apply online

Let's get started.

You can apply for a Westpac Everyday transaction account and debit card or a Simple Saver account online in a few minutes.

Apply online

You'll need to be RealMe verified or have your NZ driver licence or NZ passport on hand.

It's easy to join.

You can apply online in minutes with no need to visit a branch. Once you're in online banking you can start using your account straight away.

Add an account.

Once you're approved and have your Westpac One online banking setup, you can easily open an account such as a Term Deposit or savings account or apply for a loan or credit card.

Just log into Westpac One and click on 'Open/Apply' in the right hand menu.

Reasons to join us.


Pay with your mobile

Use your smartphone for secure, fast and easy contactless payments with Apple Pay or Westpac Pay for Android. Find out how >


Track your spending

CashNav lets you track and categorise your spending so you can see where your money is going and better understand how you're spending it. Find out more >


Block your card

Temporarily block your debit or credit card if you misplace it, then unblock it if you find it. Find out how >


Earn Airpoints DollarsTM with Westpac

Choose how you want to earn them with NZ's only AirpointsTM debit card, an Airpoints credit card or a Westpac Choices Home Loan with Airpoints.


24/7 protection for you from fraud

We take your security very seriously. CardGuard® protects your cards and mobile payments against fraud, so you can relax.  Find out more >

Canstar Bank of the year-Everyday Banking
Canstar Bank of the year, Youth Banking