Debit & EFTPOS cards.

Card security.

24/7 fraud protection

CardGuard® protects your cards and mobile payments, which means you can enjoy round-the-clock protection from fraudulent activity and unauthorised transactions at no extra cost.

Learn more

Card blocker

Temporarily block or unblock your card in Westpac One® online banking if you've misplaced it. If your card was stolen or lost, call us on 0800 888 111 so we can arrange a replacement.

Block in Westpac One

Mastercard® Identity Check

An extra layer of security that helps us make sure it’s definitely you (and not someone pretending to be you with your card) when shopping online.

Learn more

Other cards.

Things you should know.

Eligible purchases exclude cash withdrawals, payments to the IRD or ACC, payments for cash-equivalents (such as money orders and gambling chips) and business-related purchases. You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see for details. Airpoints Dollars will be earned on the first $60,000 of eligible spend in each relevant month only. The relevant month is the statement period set out in your statement. Any spend over $60,000 on eligible purchases in each relevant month will not earn Airpoints Dollars.

2 Certain purchases and transactions are not eligible to earn hotpoints®. See the applicable Debit Card Conditions of Use for details.

You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see for details.

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Transaction and service fees may apply to the use of these accounts. For details, please refer to the Transaction and Service fees brochure, also available free of charge at any Westpac branch.