Digital banking with Westpac One®.
Have the freedom to bank securely, anywhere and any time.
Benefits.
- Check balances, pay your bills and make transfers on the go 24/7.
- Set up alerts and know immediately if anything changes.
- Open accounts, a term deposit, apply for a loan or credit card.
- Block your credit card or debit card if it’s lost or stolen.

Manage your money with Westpac One.
Your money at your fingertips with Westpac One. Bank securely, when and where you’d like. From making payments to setting alerts and checking your balance, it’s all right there.

Dynamic security code (CVC)
Shop online with extra peace of mind. Your digital card’s dynamic security code (CVC) changes after 24 hours, reducing the risk of fraud if your card details are ever stolen.
Also waiting for you in the app...
Fix or refix your home loan
Ready to fix your floating rate or refix your home loan? Use the slider to adjust your repayments, get our special online rates and fix your rate easily in the app or online banking.
Prove you’ve paid online
Need to show a TradeMe seller you’ve paid? Share proof of payment straight from the app in two easy steps.
Copy and share your details
Copy your account or card details direct from Westpac One to minimise mistakes. For card details, go to Cards, choose your card, then Card details. For account details choose the share symbol by the account name.
Dispute a transaction
Spotted a suspicious transaction in your app or online banking? Simply select the transaction, then the I need help with this transaction and follow the steps

A safer way to pay with your digital card.
It's a digital version of your debit or credit card*, stored safely in the Westpac One® app. It comes with a dynamic security code that changes after 24 hours, helping to reduce the risk of fraud if your card details are ever stolen.
*Dynamic security code is available for all eligible Westpac debit and credit Mastercard customers. Excludes Business Mastercard, Business Prepaid Mastercard and Global Currency Cards.
Things you should know.
The content of this webpage is for information purposes only and should not be relied upon. All opinions, statements and analysis expressed are based on information current at the time of writing from sources which Westpac believes to be authentic and reliable. Westpac issues no invitation to rely on this material and intends by this statement to exclude liability for any such opinion, statement or analysis.
Westpac One App Terms and Conditions which incorporate Westpac’s General Terms and Conditions and the Westpac Website Terms of Use apply.