Compare business credit cards.
With CardGuard® you're protected 24/7 from fraudulent activity9. Use your card anywhere, anytime and leave your worries behind.
Smart ways to pay
Enjoy all the benefits of a Westpac credit card using your mobile device with Apple Pay10.
Track your spending
CashNav® lets you track and categorise your spend so you can see where your money is going and better understand your spending habits.
Things you should know.
1 The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the applicable Credit Card Conditions of Use for full details): cash withdrawals, payments for cash equivalents (e.g. travellers' cheques, money orders, gambling chips and gambling transactions (including online gambling), tax payments and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business Mastercard. Status Points earned on applicable credit cards only.
2 You will be personally responsible for all credit extended by Westpac under a BusinessPLUS Mastercard and Airpoints Business Mastercard, irrespective of whether a business name appears on the card.
3 Eligible purchases exclude cash advances, charges, interest, tax payments, cash substitutes, business expenditure (excluding transactions made on a BusinessPLUS Mastercard), balance transfers, transactions on your nominated account(s) linked to your credit card, any transaction that is reversed, refunded or charged back.
4 If you have paid your last statement period closing balance in full, you will start your current statement period with a $0 balance owing. When you start your current statement period with a $0 balance owing, do not have a transferred balance on your credit card and pay your statement closing balance in full by its due date, you will get up to a specified number of days interest-free on your purchases. Cash advances are not purchases and have no interest free days. See credit card interest-free period page for how it works.
5 Koru programme terms and conditions apply. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand.
6 Terms, conditions, exclusions and eligibility criteria apply (see applicable policy document for details), including a minimum spend for business travel. Travel, Extended Warranty and Purchase Protection Insurances arranged by Westpac and underwritten by AIG Insurance New Zealand Limited. Westpac does not guarantee the obligations of, or any products issued by, AIG.
7 If you only make a minimum payment each statement period, you will pay more interest and it will take you longer to pay off the unpaid balance.
8 Certain purchases and transactions are not eligible to earn hotpoints. See the applicable Credit Card Conditions of Use for details.
9 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Excludes Business Mastercard, Westpac Business Prepaid Mastercard, hotpoints Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple Device.
Westpac's credit card lending criteria apply to all applications and transfers. Westpac's Conditions of Use for the applicable credit card apply. This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account. You must be a member of Air New Zealand's Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply. hotpoints terms and conditions apply.
hotpoints is a registered trade mark of Westpac Banking Corporation.
Mastercard® is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.
Terms and Conditions
Eligibility criteria, lending criteria, terms and conditions apply. Interest rates and fees subject to change. See:
- Business Transaction and Service Fees brochure
- Westpac Airpoints credit card conditions of use
- hotpoints terms and conditions
View terms and conditions for business credit cards products: