• Full automation of one-off and manual transactions.
  • Streamlines payments and saves you time.
  • Scalable to the size of your business.
  • Gives you configurable control of accounts reconciliation and enhanced reporting.
  • High security level reduces the potential for fraud.
  • Secure and easy access via an online portal.

Virtual card numbers

Generate and issue single or multi-use virtual card numbers, linked to a primary billing account.

Real-time spending controls

See exactly where and how cards are being used. Make sure that expenditure meets company policy on approved categories and is to approved suppliers. Identify attempted purchases that aren't.

Automated approval

Create user groups with approved spending thresholds in defined cost centres. Go to Pay® automation simplifies compliance, could help reduce fraud and minimises unauthorised spending.

See everything online, 24/7

With 24/7 online access, Go to Pay lets you manage and control spending as it happens.

How it works.

Go to Pay is an online portal that automates and manages the payment of invoices, allowing you to generate and issue virtual credit card numbers for payment to suppliers; either one off, or multiple payments to the same supplier.

Once the card number is generated, the portal prompts you to allocate it to a predetermined cost centre, saving you reconciliation time, and suppliers are paid immediately.

Go to Pay is based on Mastercard's InControl platform.

Rates & fees.

Go to Pay costs will be tailored to your specific business requirements. If you're already a Westpac customer, please contact your relationship manager.

How to apply.

Please call us to talk about your requirements, or email

Things you should know.

Westpac's current credit card lending criteria apply to all applications and transfers. The Business Mastercard Conditions of Use apply. Other terms and conditions for Go to Pay, please see:

Westpac Go to Pay Terms and Conditions

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Business Cards are only available for business purposes and not for personal, domestic or household purposes.