Safer tamariki greater summers.

¹Minimum 20% equity, plus salary credit to a Westpac transaction account.  Not available with any other Westpac home loan offers, or promotions or package discounts.  Loans for business or Investment purposes excluded.

Lending criteria, terms and conditions, apply to home loans.

For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.

If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the interest rate applied to the over limit amount will be your annual interest rate plus an additional 5% p.a.

Interest rates are subject to change without notice.