First Home Loan
Getting the deposit together is sometimes the hardest part of buying your first place, so Westpac has teamed up with Housing New Zealand to offer First Home Loans. First Home Loans are low deposit home loans designed to help you get into that first home in NZ and on the property ladder. Check out your options and eligibility here.
It's for you if:
- you are buying your first home
- you only have a 5% deposit
- you'll live in the home you are buying
- your annual household income before tax is $85,000 or less for one borrower, or is below $130,000 or less for two or more borrowers