* A fee of $125 may apply to break or change a rate lock agreement.
Westpac’s current home loan lending criteria apply to all applications for finance. A redocumentation fee and a Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.
If you change your mind after booking a fixed rate, you can change your rate once, up to three business days before the start of your new rate. A $50 amendment fee will apply to any change but we will waive the $125 rate lock break fee (Booked Rate change fee) for rates booked in Westpac One® online banking. If you have not booked your rate in online banking, the $125 rate lock break fee will apply to any changes. Usual fixed term break costs will apply to any changes from 3 business days prior to your new fixed rate start date onwards.