How can we help?

I’ve got a Westpac home loan

Manage your current home loan

I’ve got a home loan somewhere else

Move your home loan to Westpac

I’m buying my first home

Visit our First Home Buyer’s hub

I’m looking to buy my next home

Plan your next move

I'm looking to pay off my home loan sooner

How to pay off your home loan faster

I’m building or renovating

Understand all your options

I'm looking to make my home warmer, drier & more energy efficient

Learn about Greater Choices Home Loan

I’m looking to invest

Read our property investment guides

Your loan options.

* Minimum 20% equity, plus salary credit to a Westpac transaction account.  Not available with any other Westpac home loan offers, or promotions or package discounts.  Loans for business or Investment purposes excluded.

Lending criteria, terms and conditions, apply to home loans.

For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.

Interest rates are subject to change without notice.

If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the interest rate applied to the over limit amount will be your annual interest rate plus an additional 5% p.a.

^ Standard transaction fees may apply. See Choices Home Loan account fees.

Experts who understand your goals.

Let’s help you work out ways to reduce costs, offer more flexibility and make your next move sooner than you think.

Already have a home loan with Westpac?

Talk to us.

Call us from 8am to 6pm Monday to Friday, 9am to 3pm Saturday.

Call 0800 177 277

Visit us in-branch.

Make an appointment.

Contact your nearest branch

Have a home loan elsewhere?

Meet face-to-face.

Our Home Loan Experts can come to you.

Find your local Home Loan Expert

Visit us in-branch.

Make an appointment.

Contact your nearest branch

Request a callback.

Fill in your details, and we’ll get back to you.

Schedule a call

Calculators.

See all calculators

How much will my repayments be?

Crunch the numbers to see what your repayments would be on a new loan.

Try the repayment calculator

How much can I afford?

Find out how much you could borrow.

Try the affordability calculator
Couple sit on the floor of their new home eating pizza surrounded by boxes First

Already bank with us? Apply online.

The fastest way for existing customers to apply for a home loan is in Westpac One®.

Apply now

Things you should know.

Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.