Get cash back on your first home loan.

Apply for a new Westpac home loan of $250,000 or more for your first home and you could get $3,000 or more cash back, to help make your home greater.

How it works

  • All applicants must be first home buyers as determined by Westpac.
  • Available on new Westpac residential home loans of $250,000 or more.
  • This limited offer may be withdrawn at any time without notice.

Talk to our experts to see whether a Westpac home loan is right for you. 

Parent and child playing in the kitchen

Featured rates.

* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts. Loans for business or investment purposes excluded.

If you don’t pay amounts when theyre due, your loan account may exceed its limit and the rate of interest thatll be applied to the overlimit amount will be the interest rate + 5% p.a.

Managing your home loan.

Flexible ways to manage and repay a Westpac home loan - all in one handy place.


See all calculators

How much can I afford?

Get an idea of how much you could borrow using our affordability calculator.

Try the affordability calculator

How much will my repayments be?

Work out how much your home loan repayments might be.

Try the repayment calculator

Get in touch.

Meet with an expert

Our Home Loan Experts can come to you, when it suits you best.

Find a Home Loan Expert

Talk to us

Call us from 8am to 6pm Monday to Friday, 9am to 3pm Saturday.

Call 0800 177 277

Visit us

Make an appointment to talk to a Home Loan Expert in branch.

Find your nearest branch

Apply Online

Existing customers can apply for a home loan via Westpac One® online banking.

Log in to Westpac One

Things you should know.

Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.