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Home loans.
Planning to buy, build or renovate? Whatever your property goals, we're here to help guide you through your journey.
Imagine $50,000 off your first home loan.
There are 5 chances to win as a first home buyer. Terms & conditions apply.
Learn moreWhat's your next move?
Featured rates.
* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business or investment purposes excluded.
If you don’t pay amounts when they’re due, your loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a.
Managing your home loan.
Calculators.
See all calculators
How much can I afford?
Get an idea of how much you could borrow using our affordability calculator.
How much will my repayments be?
Work out how much your home loan repayments might be.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Apply online.
Existing customers can apply for a home loan via Westpac One® online banking.
Things you should know.
Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. An establishment fee may apply. A low equity margin may apply.