• Eliminate manual reconciliation, this card integrates with most expense management systems.
  • Millions of locations worldwide where employees can pay their way.
  • Minimise misuse by setting controls for individual cards.
  • Customisable - design your card to display your brand wherever you spend.
  • Pay on time, every time, with direct debit set up on all Business Mastercard®s.

Expense management.

Compare cards and solutions

Expense management reporting

Integrate with any expense management system (EMS) and get total visibility and accountability of your employee spending. Enhanced reporting functions can highlight potential spending issues.


Your Westpac Business Mastercard® programme can integrate with most EMS providers including Smart Data, Concur and Promaster. Your transaction data can also be sent directly to SAP, Oracle, TechnologyOne or MYOB.

Business Mastercard Account interest rates.

Interest rates are subject to change.

Business Mastercard Account fees.

Fees are subject to change. Some overseas banks and ATMs may charge an extra fee for a cash advance.

Other charges may apply to some of the transactions and services mentioned - see our Credit card fees page for more details.

How to apply.

Talk to us about your requirements or call your Westpac relationship manager.

Things you should know.

1 Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees apply - see the Transaction and Service Fees brochure or Business Transaction and Service Fees brochure for details.

Westpac's current credit card lending criteria apply to all applications and transfers.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Business Cards are only available for business purposes and not for personal, domestic or household purposes.

Terms and conditions

Eligibility criteria, lending criteria, terms and conditions apply. See: