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Feel $50 Better Off.

Get $50 when you open a new Westpac transaction account, add a debit card, and make 5 contactless or online purchases.

How to get a bonus $50.

1

Open a new Westpac transaction account

Includes Everyday, Tertiary, Career Starter, Graduate or International Student accounts. You must not have an existing Westpac transaction account as of Monday 17 February 2025.
2

Add a debit card

Order a Westpac Debit Mastercard® or Airpoints™ Debit Mastercard®. You can add your new debit card to your Apple Pay or Google Pay™ digital wallet via the Westpac One app and start spending before your physical card arrives.
3

Make 5 purchases

Complete five eligible contactless or online purchases by Tuesday 15 April 2025. Eligible purchases include online payments, Tap & Go, or digital wallet transactions.

The details.

Open an account.

New to Westpac?

You can apply online in minutes for a transaction account and debit card.

Apply online

Already a Westpac customer?

If you’re already a Westpac customer but don’t have an Everyday account, you can open online in Westpac One. If you’re not yet registered for Westpac One, call us on 0800 400 600 and press 6.

Apply in Westpac One

Everyday Account benefits.

  • No monthly account or electronic transaction fees
  • Bank on the go with Westpac One digital banking
  • Access your account with your debit card
  • 24/7 protection and security with Online Guardian
  • Access to our smart money tools to help you manage your account.

Your Debit Card options.

The first year’s card fee will be waived.

Paying with westpac card from smartphone using paywave

Keeping you safe.

24/7 protection

With CardGuard® you’re protected 24/7 from fraudulent activity4.  Use your card anywhere, anytime, and leave your worries behind.

How CardGuard keeps you safe

24-hour assistance

Whether you have lost your card or it’s been stolen, we’re always on hand to help. You can also apply a temporary block in Westpac One® online banking.

Help with lost or stolen cards

Safer online shopping

Mastercard Identity Check is an extra layer of security that helps us make sure it’s definitely you that’s using your card online.

Things you should know.

To apply for a Debit Mastercard, you must be 15 years or older. For customers under 18 years old, a parent or guardian must complete a section of the application form and sign to accept the terms and conditions in person at a Westpac branch. 

Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.

Debit Mastercards applied for via online application or via Westpac One digital banking (existing customers) are eligible to add the card to a digital wallet before receiving the physical card. 

You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.

Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Contactless transaction fees may apply.

Eligibility criteria, terms and conditions apply. See: