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Bank accounts for students and young adults.
Whether you're looking for a student bank account, starting your first job, learning a trade, graduating, or moving to New Zealand to study, Westpac Everyday can help you manage your everyday banking.
Bank stuff that grows with you.
- No monthly account or electronic transaction fees.
- Smart money tools and a debit card ready to use from day one.
- Do your everyday banking, keep track of your spending and pay your way with a Debit Mastercard®1
- Get support online, over the phone or at a Westpac branch if you're studying, working, travelling, or new to New Zealand.
- Feel more confident online with 24/7 fraud protection from Online Guardian.
Open an account.
New to Westpac?
Apply for an everyday transaction account and debit card online in minutes using your New Zealand passport or driver licence.
Already a Westpac customer?
Apply in Westpac One digital banking. If you are not registered for Westpac One, call us on 0800 400 600 and press 6.
Banking for every stage of your journey.
Life changes fast. Your everyday banking should be able to keep up.
A Westpac Everyday account helps you get more from your spending and make everyday life a little easier.
- Starting work after school? Get sorted for your first pay cheque, savings goals and everyday spending.
- Looking for a tertiary or student bank account? Westpac Everyday can help you manage everyday spending, bills and payments while you study.
- Learning a trade or apprenticeship? Focus on learning your trade. We'll help make managing your money easy.
- Just graduated and starting your career? If you recently graduated and you're starting your first job, we can help you manage your money as you move into work.
- Moving to New Zealand to study? Westpac Everyday helps you manage your everyday banking needs while you're here.
Smart banking features.
Westpac One® digital banking
Manage your accounts and cards on the go with Westpac One on your mobile, tablet or computer.
Pay with your mobile
Whether you're paying with your phone or smart watch, we've got a solution for you.
Track your spending
CashNav® is our free money management app that tracks and categorises your spending, along with a range of additional features.
Set up alerts and relax
Stay on top of what's happening with your money by setting up alerts on any Westpac account.
Split your money your way
Automatically move your money into multiple accounts with Split.
Block your card
Temporarily block and unblock your card if it's been misplaced using Westpac One digital banking.
Send or receive money internationally
Enjoy peace of mind about your money by using Westpac for your international payments.
Already have a student or graduate account?
If you've already got a Tertiary, Graduate, Career Starter or International Student account , you can keep using your account as normal.
FAQs.
Things you should know.
1 To apply for a Debit Mastercard, you must be 15 years or older. For customers under 18 years old, a parent or guardian must complete a section of the application form and sign to accept the terms and conditions in person at a Westpac branch. Debit Mastercard Conditions of Use apply.
Service fees may apply. Refer to the Transaction and Service Fees brochure for details (also available free of charge from any Westpac branch).
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Reserve Bank of New Zealand – Te Pūtea Matua Depositor Compensation Scheme (DCS) protects deposits in New Zealand banks and other deposit takers. You may be entitled to a payment under the DCS in some circumstances. Read more about the Depositor Compensation Scheme.