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Let’s have bank stuff that gets us.
Life can be tricky. We get it. The rent, groceries, nights out, holidays and all the other stuff in between. But bank stuff shouldn’t be, and that’s where we come in. Get started with an Everyday account and unlock tools and rewards designed to help sort your money, get more from your spending and make everyday life a little easier.
Split.
Life’s easier when your money knows where it's going. Split automatically sorts your pay so you won't mistake ‘bill money’ for ‘fun money’, and you can change it whenever life does.
Airpoints™ Debit Mastercard.
With New Zealand’s only Airpoints earning debit card¹ you can earn Airpoints on your everyday spend² and treat yourself to a holiyay. Or earn at a higher rate with an eligible Airpoints credit card³.
Mastercard Presale and Preferred Tickets.
Stay a loyal fan by getting access to your fave shows even earlier. Get a Westpac debit or credit card and it’s your ticket to Mastercard Presale and Preferred tickets.
hotpoints® credit cards.
Earn points as you spend with a hotpoints Mastercard⁴, then use those points to pay for anything you like, wherever Mastercard is accepted⁴.
Cashback offers - now on hotpoints credit cards.
Get cashback at the places you love to shop when you pay with your hotpoints Mastercard. Cashback offers are linked straight to your card - just activate the offer the offer in Westpac One® digital banking , use your card and get cashback⁵.
Be in to win one of ten prizes of $2,500 worth of gigs across NZ and AUS.
Just open a Westpac Everyday account and make a purchase with your Westpac Debit Mastercard using your mobile wallet to be in to win.
Prize draw T&Cs apply.
Join online in minutes.
Life might be tricky. Setting up an Everyday account isn’t. In a few ticks, you can open an Everyday account online, add your Westpac debit card to your mobile wallet and start spending straight away.
Things you should know.
Westpac Everyday is our personal transaction account for everyday spending and is not available for business use.
Airpoints™ is registered trademark of Air New Zealand Limited.
hotpoints® and hotpoints Pay® are registered trademarks of Westpac Banking Corporation.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
1To apply for a Debit Mastercard, you must be 15 years or older. For customers under 18 years old, a parent or guardian must complete a section of the application form and sign to accept the terms and conditions in person at a Westpac branch. Debit Mastercard Conditions of Use apply.
2Certain purchases and transactions do not earn Airpoints. See the applicable Debit Card Conditions of Use / Credit Card Conditions of Use for full details.
You must be a member of Air New Zealand’s Koru programme to be eligible to earn Airpoints. Koru terms and conditions apply – see airnewzealand.com/en-nz/koru/koru-terms-and-conditions for details.
3Eligibility criteria, lending criteria, terms and conditions apply.
4Certain purchases and transactions are not eligible to earn hotpoints. See the applicable Credit Card Conditions of Use for full details.
5Cashback offers are subject to eligibility criteria and may change or be withdrawn at any time. Cashback is usually credited within a few days but can take up to 14 days. To bring you relevant cashback offers, Westpac uses your hotpoints card spending information. You can review and update your preferences anytime in Westpac One by going to Profile > Permissions > Rewards.