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How much can I afford?
Add in your income and expenses and calculate how much you could afford to borrow for your new home.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Apply online.
Our home loan online application form is temporarily unavailable. We apologise for this inconvenience, however, you can still apply for a home loan through a Mobile Mortgage Manager, calling us on 0800 177 277, or making an appointment at your nearest branch.
Things you should know.
This affordability calculator is intended as a guide only and is based on the limited information provided by you. It is not an offer of finance from Westpac New Zealand Limited (Westpac) and is not financial advice. The calculated figures are illustrative only and based on the accuracy of information entered. Calculations are based on a table repayments term loan.
Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. An establishment fee may apply. A low equity margin may apply.
Documents and fees
See the detailed terms and conditions, and fees, for our home loans:
- Choices Home Loan Summary - Sample
- Choices Everyday Home Loan Summary - Sample
- Choices Home Loan Terms and Conditions
- Choices Everyday Home Loan Terms and Conditions
- Transaction and Service Fees
- Westpac General Terms and Conditions
View terms and conditions for all our home lending products here.