How much can I afford?
Add in your income and expenses and calculate how much you could afford to borrow for your new home.
Get in touch.
Meet with an expert
Our Mobile Mortgage Managers can come to you, when it suits you best.
Talk to us
Call us any time from 8am - 6pm weekdays, 9am - 3pm Saturday.
Make an appointment to talk to a home loan expert in branch.
Things you should know.
1 Conditional approval requires a credit check and confirmation of the details provided in your application. Other conditions may also apply depending on the nature of your application.
This affordability calculator is intended as a guide only and is based on the limited information provided by you. It is not an offer of finance from Westpac New Zealand Limited (Westpac) and is not financial advice. The calculated figures are illustrative only and based on the accuracy of information entered. Calculations are based on a Table repayments term loan.
Interest rates are subject to change without notice. Westpac's home loan lending criteria and terms and conditions apply. An establishment charge may apply. A low equity margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.
Documents and fees
See the detailed terms and conditions, and fees, for our home loans:
- Choices Home Loan Summary - Sample
- Choices Home Loan Terms and Conditions
- Transaction and Service Fees
View terms and conditions for all our home lending products here.