Calculators.

Home Cover: understanding your Sum Insured

Knowing the total cost to rebuild your home can be difficult. So, we’ve gone into detail to give you a better idea of what your Sum Insured is, and how to calculate it.

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Contents Cover: understanding your Sum Insured

Your “Sum Insured” is the amount for which your contents and personal valuables are covered. You choose the Sum Insured for your contents policy and for some listed items of contents and specified personal valuables.

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Contact us.

For new policies:

  • House, landlord, contents, vehicle and boat insurance.
    • Apply for insurance in Westpac One or call weekdays 8am - 6pm, Saturdays and public holidays 9am - 5pm. Closed Sundays. Call 0800 639 520or +64 9 960 3597 from overseas.
  • Life, trauma, permanent disability or income cover.
    • Apply for insurance in Westpac One or call weekdays 8am to 6pm and Saturday, 9am to 3pm. Closed on public holidays.
      • 0800 177 277
      • If overseas, call +64 9 353 5848 (international toll charges may apply).

For existing policies:

  • Home, contents and vehicle insurance policies with IAG.
    • Weekdays 8am to 6:30pm, Saturday 8:30am to 5pm. Closed on public holidays.
      • 0800 809 378
      • From overseas: +64 9 308 1101 (international toll charges apply)
      • consumer@iag.co.nz
  • House, landlord, contents, vehicle & boat insurance policies with Tower.
  • Life, Income and other insurance.

Insurer financial strength rating.

Things you should know.

Westpac insurance products are underwritten by various insurance entities. More detail can be found on the webpage relating to the particular product.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document. LifeProtect or Westpac Home, Contents, Vehicle and Boat cover Policy Documents may be downloaded at westpac.co.nz or obtained from any Westpac branch free of charge. Term Cover life insurance policy documents can be downloaded here. For all other life insurance products policy documents please contact Fidelity Life for a copy on 0800 738 641. The availability of any insurance cover is subject to the acceptance and approval of a completed application. Any claim payment is subject to your claim being accepted. 

The material on this webpage is provided for information purposes only and is not a recommendation or opinion in relation to any of the insurance products described on this webpage.