*If you are topping up your loan for an investment property in Auckland you may need 30% equity in the property.
Choices Offset is only available on a Choices Floating home loan. Interest rate is current and subject to change without notice. Westpac's current home loan lending criteria and terms and conditions apply. You can link up to ten eligible Westpac transaction and savings accounts for Choices Offset. Linked accounts will not earn interest. Terms, conditions, fees and charges apply to Westpac transaction and savings accounts. You can get a copy of the current Disclosure Statement for Westpac New Zealand Limited from any Westpac branch in New Zealand free of charge.
Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge and a Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.