Airpoints™ Credit Cards

Earn Airpoints Dollars™ by choosing and using a Westpac Airpoints™ credit card.

Fastest Airpoints Dollars earning credit card in NZ on foreign currency spend - Airpoints™ World Mastercard®
CANSTAR 5 Star rated rewards credit card - Airpoints™ Platinum Mastercard®
Earn Airpoints Dollars™ on business purchases with the Business Mastercard®
Low annual credit card account fee - Airpoints™ Mastercard®

Westpac Airpoints™ Mastercard®

Enjoy a low annual credit card account fee plus Airpoints Dollars™ earning power you’ll love.
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Westpac Airpoints™ Platinum Mastercard®

Impressive Airpoints Dollars™ earning power plus discounted Koru membership², the ability to earn Status Points and other great perks.
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Westpac Airpoints™ World Mastercard®

This premier Airpoints credit card offers the fastest Westpac Airpoints Dollar earn rate, discounted Koru membership², Koru Valet Parking² vouchers and more exclusive benefits.
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Airpoints™ Business Mastercard®

Earn Airpoints Dollars™ on business purchases*.
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Pay 1.99% p.a. interest on balances transferred for 12 months

If you have an outstanding balance elsewhere, you can apply to transfer it to a Westpac credit card, and if successful, you could pay 1.99% p.a. interest on the balance transferred for 12 months*.

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Monitor your card spend in real time

CashNav is our new money management app that connects with your credit card to automatically track and categorise what you spend.

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View Terms and Conditions

*Available until 31st December 2017, subject to any further extension or withdrawal at Westpac’s discretion without further notice. After 12 months the standard purchase interest rate at that date (which may be higher than the current rate) will apply to transferred balances. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates shown are current as at 1 October 2017 and are subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a Mastercard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.

Westpac’s current credit card lending criteria will apply for credit cards. Credit Card Conditions of Use for the applicable card will apply. Fees and rates shown are current as at 1 February 2017 but are subject to change. Other charges may apply to some of the transactions and services mentioned –Find out more on our Credit Card fees and rates pages. Overseas cash advances and foreign currency fees may apply.

You must be a member of Air New Zealand’s Airpoints^TMprogramme to be eligible to earn Airpoints Dollars^TM. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.

Mastercard and its brand mark are registered trade marks of Mastercard International Incorporated.

Airpoints™ Credit Cards

Westpac Airpoints™ Mastercard®

Westpac Airpoints™ Platinum Mastercard®

Westpac Airpoints™ World Mastercard®

Airpoints™ Business Mastercard®

Pay 1.99% p.a. interest on balances transferred for 12 months

Monitor your card spend in real time