Airpoints™ Credit Cards

Earn Airpoints Dollars™ by choosing and using a Westpac Airpoints™ credit card.

Westpac Airpoints™ Mastercard®

Enjoy a low annual credit card account fee plus Airpoints Dollars™ earning power you’ll love.
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Westpac Airpoints™ Platinum Mastercard®

Impressive Airpoints Dollars™ earning power plus discounted Koru membership², the ability to earn Status Points and other great perks.
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Westpac Airpoints™ World Mastercard®

This premier Airpoints credit card offers the fastest Westpac Airpoints Dollar earn rate, discounted Koru membership², Koru Valet Parking² vouchers and more exclusive benefits.
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Airpoints™ Business Mastercard®

Earn Airpoints Dollars™ on business purchases*.
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Monitor your card spend in real time

CashNav is our new money management app that connects with your credit card to automatically track and categorise what you spend.

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View Terms and Conditions

*Offer ends 10 September 2019, subject to any further extension or withdrawal at Westpac’s discretion without further notice. After 12 months the standard purchase interest rate at that date (which may be higher than the current rate) will apply to transferred balances. You can transfer up to 95% of your available credit card limit. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Balances cannot be transferred to a Mastercard® BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints®. Payments made to your Westpac credit card will first be applied to charges and interest accrued, then to cash advances and purchases, followed by balance transfers. If you have multiple balance transfer rates, payments will first be applied to the balance transferred on the highest interest rate. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. If you only make the minimum payment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.

Westpac’s current credit card lending criteria will apply for credit cards. Credit Card Conditions of Use for the applicable card will apply. Interest rates and fees are current as at 18 August 2019 and are subject to change without notice. Other charges may apply to some of the transactions and services mentioned –Find out more on our Credit Card fees and rates pages. Overseas cash advances and foreign currency fees may apply.

You must be a member of Air New Zealand’s Airpoints^TMprogramme to be eligible to earn Airpoints Dollars^TM. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Airpoints™ Credit Cards

Westpac Airpoints™ Mastercard®

Westpac Airpoints™ Platinum Mastercard®

Westpac Airpoints™ World Mastercard®

Airpoints™ Business Mastercard®

Monitor your card spend in real time