*Service fees still apply, for example: clearance fees and use of other banks’ ATMs. Refer to the Transaction and Service Fees brochure for details (also available free of charge from any Westpac branch).
# Westpac's Card Conditions of Use apply.
^ Debit Card Conditions of Use apply.
° Your first ten calls to Phone Banking each month are free, additional calls cost 50 cents each.
The above rates are not available to financial institutions. Details of Westpac’s General Terms and Conditions are available here or free of charge from any Westpac branch in New Zealand.