What are the daily limits for ATM and EFTPOS transactions?
You can withdraw up to 40 notes, or a maximum of $2,000 per Transaction up to a maximum daily limit of $3,000 for Domestic ATMs. Daily Limits are in place to protect our customers from fraudulent activity where our customers cards or pin numbers may be compromised. There is a daily limit of $10,000 on Westpac issued cards where CHQ/SAV is selected. Where CR is selected on Westpac issued cards the daily limit can range from $20,000, $30,000 or $100,000 depending on the type of card. Example: If you purchase $9,500 of goods in one day with EFTPOS, you will only be able to withdraw a further $500.
How can I get around this limit?
The daily limit is in place to protect you against fraud. The limit applies to your cards rather than your account. So, an alternative option could be, if you have a joint account and the other account holder has their own card, they could use their card. Another option is to ask if there are other payment options such as a bill payment through Westpac One®.