Smart ways to pay.
Pay digitally in-store, online and overseas – easily and securely.
Shop smarter in-store and online.

With Tap & go, payments are more seamless than ever. Just tap your card, phone or smartwatch on the payment terminal and you’re good to go! It’s as secure as swiping your card – just faster, simpler and easier when you're on the move.

The digital version of your debit or credit card in Westpac One® has a dynamic security code that changes after 24 hours. So when it’s time to shop online, you can just reach for your phone – it’s got what you need to keep your card details safer.

Enjoy all the benefits of your Westpac credit or debit Mastercard with Apple Pay on iPhone, Apple Watch, iPad and Mac¹. You can add a debit card to your mobile wallet right away and skip the wait for your new card to arrive.

Google Pay is a fast, simple way to pay online, in apps, and in stores with Android phones, tablets or devices¹. You can add a debit card to your mobile wallet right away and skip the wait for your new card to arrive.

Manage your money with Westpac One.
Your money at your fingertips with Westpac One digital banking. Bank securely, when and where you’d like. From making payments to setting payment or balance alerts and checking your balance, it’s all right at your fingertips.
Even more ways to pay.
Credit cards
Pay for things with a Westpac credit card and choose either a low rate or rewards.
Online EFTPOS
Pay for things directly from your Westpac One app – it's as easy as using your card.
hotpoints Pay
Pay for your purchases with hotpoints anywhere Mastercard® is accepted.
Things you should know.
Eligibility criteria, lending criteria, terms and conditions apply.
Conditions of Use for the applicable card apply.
hotpoints Pay terms and conditions apply
1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions and the Westpac Website Terms of Use apply.
Westpac One App Terms and Conditions which incorporate Westpac's General Terms and Conditions and the Westpac Website Terms of Use apply.