Home loans

Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 6 June 2020 and are subject to change without notice. Some other service fees may apply from time to time.

Choices Everyday Account - Fees
Note: Other service fees may still apply. Fee exemptions available for superannuitants.
Fee typeFee amount
Account maintenance fee
$5.00 per month
Electronic transactions
EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free 
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
Free 

Choices Home Loan Account - Fees
Note: Other service fees may still apply.
Fee typeFee amount
Electronic transactions
EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free per transaction
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch. (Fee amount is up to a maximum of $5 per monthly charge)
$2.50 per transaction

Home lending - Service fees
Fee typeFee amount
Establishment fee
$250 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan
Documentation fee
For redocumented loans, loan variations and top-ups of Choices home loans
$125 per loan
Temporary loan limit increase (Choices Everyday)
$9 on approval

Find out about home loans here.