Home loans

Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 22 November 2019 and are subject to change without notice. Some other service fees may apply from time to time.

Choices Everyday Account - Fees
Note: Other service fees may still apply. Fee exemptions available for superannuitants.
Fee typeFee amount
Account maintenance fee
$5.00 per month
Electronic transactions
EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free 
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
Free 

Choices Home Loan Account - Fees
Note: Other service fees may still apply.
Fee typeFee amount
Electronic transactions
EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free per transaction
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch. (Fee amount is up to a maximum of $5 per monthly charge)
$2.50 per transaction

Home lending - Service fees
Fee typeFee amount
Establishment fee
$250 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan
Documentation fee
For redocumented loans, loan variations and top-ups of Choices home loans
$125 per loan
Temporary loan limit increase (Choices Everyday)
$50 on approval

Find out about home loans here.