Home loans
Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 6 June 2020 and are subject to change without notice. Some other service fees may apply from time to time.
| Choices Everyday Account - Fees | |
| Note: Other service fees may still apply. Fee exemptions available for superannuitants. | |
| Fee type | Fee amount |
|---|---|
| Account maintenance fee |
$5.00 per month |
| Electronic transactions EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
Free |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch |
Free |
| Choices Home Loan Account - Fees | |
| Note: Other service fees may still apply. | |
| Fee type | Fee amount |
|---|---|
| Electronic transactions EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
Free per transaction |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch. (Fee amount is up to a maximum of $5 per monthly charge) |
$2.50 per transaction |
| Home lending - Service fees | |
| Fee type | Fee amount |
|---|---|
| Establishment fee |
$250 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan |
| Documentation fee For redocumented loans, loan variations and top-ups of Choices home loans |
$125 per loan |
| Temporary loan limit increase (Choices Everyday) |
$9 on approval |