Home loans
Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 29 January 2021 and are subject to change without notice. Some other service fees may apply from time to time.
| Choices Everyday Account - Fees | |
| Note: Other service fees may still apply. Fee exemptions available for superannuitants. | |
| Fee type | Fee amount |
|---|---|
| Account maintenance fee |
$5.00 per month |
| Electronic transactions EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
Free |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch |
Free |
| Choices Home Loan Account - Fees | |
| Note: Other service fees may still apply. | |
| Fee type | Fee amount |
|---|---|
| Electronic transactions EFTPOS, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
Free per transaction |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch. (Fee amount is up to a maximum of $5 per monthly charge) |
$2.50 per transaction |
| Home lending - Service fees | |
| Fee type | Fee amount |
|---|---|
| Establishment fee |
$250 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan |
| Construction Loan Establishment Fee |
$250 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan |
| Documentation fee For redocumented loans, loan variations and top-ups of Choices home loans |
$125 Not applicable to Choices Home Loan (construction loan). per loan |
| Temporary loan limit increase (Choices Everyday) |
$9 on approval |