Home loans
Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 23 October 2017 and are subject to change without notice. Some other service fees may apply from time to time.
| Choices Everyday Account - Fees | |
| Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. The term 'free' refers to Westpac fees only and other service fees may still apply. Fee exemptions available for superannuitants. |
|
| Fee type | Fee amount |
|---|---|
| Account maintenance fee |
$9.95 per month |
| Electronic transactions Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
Free |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch |
Free |
| Choices Home Loan Account - Fees | |
| Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. Other service fees may still apply. |
|
| Fee type | Fee amount |
|---|---|
| Electronic transactions Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments |
40c per transaction |
| Manual transactions Cheques, Westpac ATM deposits, deposits and withdrawals at a branch |
65c per transaction |
| Choices Offset home lending - Fees | |
| Fee type | Fee amount |
|---|---|
| Choices Offset Monthly fee |
$10 per month, per loan |
| Home lending - Service fees | |
| Fee type | Fee amount |
|---|---|
| Establishment fee |
$400 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan |
| Documentation fee For redocumented loans, loan variations and top-ups of Choices home loans |
$170 per loan |
| Temporary loan limit increase (Choices Everyday) |
$50 on approval |