Applying for a Westpac home loan

Whether you’re buying your first home, moving to your next home, or looking for a top up, you can apply using our easy online application form.

You’ll need to enter some details -

  • Your personal information
  • How much you want to borrow
  • What the loan is for – buy a home, build a new home, etc
  • Details of the type of home you’re looking to purchase
  • Your annual income, including any overtime and commission
  • Your debts and expenses, such as credit cards and other loans
  • Any details on the property you have made an offer on or have in mind.

The application should only take you between 5-10 minutes to complete (if you have all the information needed.)

You could be conditionally approved* for your home loan online, right here, without leaving your seat. Conditional approval helps you know what budget you’re working towards.

Try our calculators to see how much you could afford

What happens after you’ve applied?

Once you’ve submitted the online application you’ll either get conditional approval within 60 seconds, or we’ll call you back to get more information.

Note, if there’s a second applicant they will also need to be present to agree to the application.