Things you should know.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay and Google Wallet are trademarks of Google LLC.
hotpoints® is a registered trademark of Westpac Banking Corporation.
Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.