What is Apple Pay?

Apple uses security features built-in to the hardware and software of your device to help protect your transactions. Apple doesn’t store or have access to your full card details, and these are not stored on your device or shared with merchants when you use Apple Pay. Merchants are only provided with your Device Account Number.

Each transaction is authorised by your Face ID, Touch ID or the device passcode and a confirmation is displayed in the Wallet. This shows the merchant name, where and when the transaction occurred and the amount of the payment or refund.

If you misplace your phone or tablet you can use Apple’s Find My app service  to remotely lock your device or permanently erase the data on your device (including your card details) to prevent further Apple Pay transactions being processed.

Learn more.

• Learn more about Apple Pay security and privacy at Apple Support.
• Apple Pay & Google Pay how-to guides
• How do I set up Apple Pay?
• How do I set my Westpac card to be my default card in Apple Pay?

Things you should know.

Apple Pay is available to all eligible Westpac debit and credit Mastercard® customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard and Global Currency cards. Customers also need a compatible Apple Device.

For a list of compatible Apple Pay devices, check Apple Support. For terms and conditions check Westpac Apple Pay Terms and Conditions and for more information check the Westpac consumer lending terms and conditions.

Conditions of Use for the applicable card also apply. Rates, transaction and services fees apply. 

If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.

Mastercard and its brand mark are registered trademarks of Mastercard International Incorporated.

Apple Pay, Apple Watch, Face ID, iPad, iPhone, MacBook Pro, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.