Person sitting having a coffee in a shopping centre

Even more ways to pay.

Debit cards

Have the option of rewarding your everyday spending.

Choose a debit card

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Choose a credit card

Online EFTPOS

Pay for things directly from your Westpac One app – it's as easy as using your card.

Learn more about online EFTPOS

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How hotpoints Pay works

Things you should know.

Eligibility criteria, lending criteria, terms and conditions apply.

Conditions of Use for the applicable card apply.

hotpoints Pay terms and conditions apply

1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions and the Westpac Website Terms of Use apply.

Westpac One App Terms and Conditions which incorporate Westpac's General Terms and Conditions and the Westpac Website Terms of Use apply.