• It's reloadable - top up your Prepaid card as often as you like.
  • Use it online, over the phone, at an ATM or in-store anywhere Visa is accepted.
  • It's easy to manage - no monthly bill or interest to pay.
  • No need to have a Westpac account to get a Prepaid card.
  • Use an ATM at any of our overseas bank partners and you'll save $3 on every transaction¹.

How to use it.


Load your card

Load your card with your chosen amount of money (minimum first deposit of $50), and load a PIN number.

Top it up

Top up/reload your card using Westpac One® online banking or phone banking (if you're an existing customer), Westpac ATMs, or at a Westpac branch.

Using it

When you use your prepaid card in store or at an ATM, select the 'credit' button.


Fees are subject to change.

Prepaid card limits.

Get a Prepaid card.

In branch

Come in branch to purchase your Prepaid card.

Find a branch


Prepaid cards are only available to personal customers. Customers between the ages of 12 and 17 must have a parent or guardian also sign their application form.

Things you should know.

1 The NZ$3 international transaction fee saving applies to use of Westpac Visa at ATMs belonging to any member of the Global ATM Alliance and is subject to change. Global ATM Alliance member banks are subject to change. All other international and standard fees apply, including foreign currency conversion fees refer to the Transaction and Service Fees brochure for details.

Eligibility criteria, terms and conditions apply. See: