Term Cover optional benefits.
Term Cover provides Life Cover for you and your loved ones. For extra protection, you can apply to add the optional benefits of Crisis Cover or Income Cover. (Unfortunately we’re currently unable to accept new applications for Redundancy or Bankruptcy Cover).
Make a claim.
Things you should know.
Westpac Term Cover is underwritten by Westpac Life-NZ-Limited (“Westpac Life”), which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. None of Westpac Banking Corporation, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Westpac Life. Westpac will receive commission payments as a result of the arrangement of Westpac Life insurance policies. For Westpac Life’s Solvency please click here. For Westpac Life's Financial Strength Rating please click here.
Terms, conditions, exclusions and limits apply to Westpac Term Cover. A policy document may be downloaded here as a PDF or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a completed application.
Any claims payment is subject to your claim being accepted.