Term Cover optional benefits.
Term Cover provides life cover (the Death/Terminal Illness Benefit) for you and your loved ones. For extra protection, you can apply to add the optional benefits of Crisis Cover or Income Cover (unfortunately we’re currently unable to accept new applications for the Redundancy/Bankruptcy Cover Benefit).
Make a claim.
Things you should know.
Westpac life insurance products are arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Fidelity Insurance Limited (“Fidelity Insurance”). None of Westpac Banking Corporation ABN 33 007 457 141 (incorporated in Australia), Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Fidelity Insurance or any member of the Fidelity group of companies. Westpac will receive commission payments as a result of the arrangement of Fidelity Insurance policies. See Fidelity Insurance’s Solvency. See Fidelity Insurance's Financial Strength Rating.
Terms, conditions, exclusions and limits apply to Term Cover. A policy document may be downloaded here as a PDF or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a complete application.
Any claims payment is subject to your claim being accepted.